Underwriter - Financial Lines (D&o)

Job Advert

**Underwriter - Financial Lines**

**Location: Flexible, but preferably Northwest England**

We have an exciting opportunity for an Underwriter to join our new Financial Lines team based in the Northwest. This role would suit someone with professional indemnity underwriting experience in both open market and E-trade environments.

Q Underwriting prides itself on adopting a trading culture to win and retain business and has a track record of impressive underwriting results. You will be comfortable liaising with brokers and colleagues, dealing with various enquiries that may include understanding & assessing risks and reviewing quotations whilst ensuring adherence to underwriting guidelines under Delegated Authority schemes and disciplines. You will have good administration and communication skills with the ability to develop business relationships. You will have obtained Cert CII qualification or wish to work towards this.

Working as part of a team is integral to Q underwriting’s environment with established opportunities for mentoring and buddying to help develop knowledge and experience under our Delegated Authority schemes. As the business continues to grow, there will be many opportunities to get involved in other exciting projects, expanding your skills along the way, and giving you the ability to grow within your role.

**Responsibilities**:

- Deal with new business and renewal referrals in line with agreed delegated underwriting authority guidelines,
- Underwrite / generate terms ensuring they are presented to Brokers in a timely manner,
- Approach insurers with referrals on scenarios that are outside of our Delegated Authority in terms of pricing, coverage and policy conditions,
- You will be required to be organised with your work allocation and prioritise where necessary whilst regularly reporting to the underwriting team leader,
- Adhere to compliance and regulatory procedures,

**Experience**:

- Previous financial lines insurance underwriting experience with a D&O bias
- You will be either working towards or qualified Cert CII,
- Experience of working within a regulated FCA environment (essential),
- Understand and implement ‘best practice’ in customer service, compliance systems and processes, and financial management,
- You will have good experience using bespoke systems and MS Office Suit Including Acturis,
- High level of accuracy and attention to detail, coupled with excellent time management,
- Able to work under pressure, adapt and be flexible in approach,
- Have excellent communication skills which includes verbal, written, listening and negotiation, having the ability to communicate at all levels.

**Further information**

As well as a competitive salary we offer the following benefits
- Competitive holiday allowance with the annual option to buy additional days
- Death in Service benefit of x4 salary
- Company pension scheme
- Enhanced maternity and paternity leave packages
- A flexible benefits package which allows you to add additional benefits to your overall package
- Our benefits portal offers discounts on technology & electronics, cinemas, restaurants, days out, mortgage advice, travel and many more
- Referral schemes
- Discounted rates on PIB products
- We offer a first-class employee benefits and welfare package to support our employees with financial management, cycle to work scheme, counselling support, health screening, will writing, menopause support, books, stopping smoking and much more
- If supporting the local community, engaging with charities and having the opportunity to ‘give something back’ interests you, you have the opportunity to take an extra day to support this with a Volunteering day.
- We also offer a wide range of discounts including a kids pass - giving you discount to over 4500 attractions and activities, discounts at hairdressers and beauticians, climate change projects with lots of other options to choose
- PIB has a comprehensive learning & development framework, including professional study options and apprenticeships which are available to all employees, and which will support your career development
- PIB Group are committed to improving their environmental impact in a responsible way. From the individual actions that our colleagues take every day through to installing the right facilities across our premises, there are many measures in place to help reduce PIB’s carbon footprint.

We are an equal opportunities employer, committed to hiring a diverse and inclusive workforce. We do not discriminate on the basis of race, colour, gender, religion, disability, age, sexual orientation or any other characteristic protected by law.