Mortgage Underwriter

Melton Building Society has been helping people to buy their homes and make the most of their savings since 1875. Our success is built on being a mutual building society, which places customers and the community at the heart of everything we do.

We have a fantastic opportunity available at the Melton Building Society for an enthusiastic Mortgage Underwriter to join our team in a full-time permanent position.

You will have a keen eye for detail, use your extensive knowledge and experience to make improvements, be deadline driven and thrive in a fast-paced environment.

**About the position**

As an Underwriter you will be:

- Assessing and verifying supporting documentation: identification, credit reference agency searches, proof of income, bank statements, accounts, valuation reports etc.
- Preparing, checking and issuing mortgage offers
- Providing feedback to the Lending Manager in relation to lending policy, criteria, processes and procedures
- Assessing Decision in Principle referrals
- Reviewing and approving releasing of funds for mortgage completion

**Essential Requirements**
- Strong decision maker
- Organised and able to prioritise to meet service standards
- Good understanding of the Financial Services Industry and mortgage regulation
- Previous manual mortgage underwriting/packaging experience
- Ideally CeMap qualified
- Ideally held a mandate in regulated mortgage underwriting

**What’s in it for you?**

We know that our most important asset at The Melton are our people - people who make things happen. We work in a people focused industry where relationships with our customers are key to our success and we continuously strive to make The Melton a great place to work.

It’s an exciting time to join our Society as we strive for growth and to be the best regional Building Society in the country. We aim to create an inclusive and supportive culture where our differences are embraced, understood and valued.

**Salary**: Salary is negotiable and dependent upon experience, plus benefits including a generous pension scheme.

**Job Types**: Full-time, Permanent

**Salary**: £23,500.00-£33,500.00 per year

Additional pay:

- Performance bonus

**Benefits**:

- Casual dress
- Company pension
- Employee discount
- On-site parking
- Sick pay
Schedule:

- Monday to Friday
Ability to commute/relocate:

- Melton Mowbray: reliably commute or plan to relocate before starting work (preferred)
Application question(s):

- Have you previously held a mortgage mandate authority?
**Experience**:

- Underwriting: 1 year (preferred)