Trainee Underwriter

**We’re Simply Business**

We insure small businesses and enable big dreams - not just for our customers, but for our people and communities too. With over 850,000 active insurance policies, we protect builders, bakers, landlords, and more than 1,000 other trades.

We harness cutting-edge data ability, believe in experimentation, and build our own technology to deliver better experiences for our customers and employees. This means we’re as much a technology company as one that sells insurance. We build, we fail, we learn, we improve. We’re a B Corp too, which recognises our strong track record of having a positive impact on people, society and the environment.

If Simply Business sounds like the kind of place you’ll thrive, we’d love to hear from you.

We’re looking for a Trainee Underwriter to join the MGA TEAM in London or Northampton.

**Here's what you'll be doing**:

- learning about commercial insurance products for our small and medium-sized businesses and landlord audience
- be responsible for case underwriting referrals from the technical team in the contact centre
- help manage the overall portfolio whilst maintaining a profitable book of business
- coach our technical team in our contact centre
- help maintain and grow the MGA by getting involved with projects. Looking to optimise and develop products and processes where possible
- analysing our large losses, identifying trends, and educating the wider team
- collaborate with our claims, compliance, complaints, and contact centre teams where technical underwriting is needed

**We're looking for someone who is**:

- a university graduate in a related field
- inquisitive and looking to develop a career as a commercial and landlord insurance underwriter (previous experience is good, but not essential)
- comfortable reviewing data, analysing trends and presenting findings to stakeholders
- eager to learn, proactive, and willing and take on new challenges
- enthusiastic and able to use good interpersonal skills to build relationships
- supportive in a team and passionate about doing their best and getting the best out of others
- focussed on delivering positive outcomes for customers while also helping us meet our business goals

**A few more details about the role**:

- you’ll start as a trainee but there will be plenty of opportunities to develop and further your career within the team
- there are 5 underwriters and only 16 MGA staff in total, so there will be opportunities to make a positive mark on the business
- a small team also means you will also have meaningful exposure to senior stakeholders and mentors early on in your career
- funding for your CII exams is available and further study is encouraged and supported with dedicated in-work development time
- you’ll be equipped with a Macbook that fully supports hybrid working

**Our culture is inclusive and diverse**

Our mission is to make Simply Business synonymous with fairness, belonging and inclusivity. We won’t be happy until we’ve created a truly inclusive culture - where every employee, whatever their background, role, or location, feels comfortable being their authentic self at work.

We all have a part to play - to learn more, to do more and to go further - in building this new reality that’ll be befitting of the diversity of the customers we serve. At Simply Business, we’re all in.

**What are the benefits?**

At Simply Business, our benefits let you balance life and work properly:

- **remote working **- more of us are currently working remotely than usual, but longer-term you can balance working remotely with working in the office, giving you the opportunity to connect with colleagues
- **mental health and wellbeing resources **- we take your wellbeing seriously, giving you access to counselling (through our Employee Assistance Programme) as well as technology to support your mental health (through the Unmind app)
- **paid sabbatical **- two weeks off when you’ve been here for five years and four weeks off when you’ve been here for 10 years
- **a dedicated learning platform **- including a management and leadership programme - the platform lets you balance both work and life goals

And we compensate you fairly:

- a **competitive salary** that reflects your experience, our pay policy and the market we’re in from your first day
- the potential to earn an **annual bonus **based on business performance (those on commission-led roles will be rewarded monthly)
- we match what you put into your **pension **up to five per cent
- a **health cash plan **reimburses your everyday medical expenses (with the opportunity to increase the level of your plan in your flexible benefits)
- a **generous holiday entitlement** of up to 25 days annual leave, plus bank holidays
- **life assurance** of four times of your basic salary
- **Smart Health services **including unlimited access to a 24/7 virtual GP
- a **flexible benefits scheme **with an allocated allowance each year