Credit Risk Analyst

1 week ago


Bromley, United Kingdom Trust Payments Full time

Trust Payments have an exciting opportunity for a **Credit Risk Analyst **to join the team.

Location: Bromley

**Salary**: Competitive + Benefits

**About Us**:
Trust Payments is a global unified payment technology group that was formed in 2019 bringing together technology and financial services into an omnichannel solution. The new business model has enabled Trust Payments to establish itself as a leading FintechPayments group.

**Credit Risk Analyst - **The Role:
The jobholder will be responsible for the monitoring of the portfolio and at merchant level from a Credit Risk perspective. Furthermore, the jobholder will prepare ad-hoc/periodic Credit Risk reporting and be actively be involved in the improvement of systemsand processes in areas under remit.

**Credit Risk Analyst - **Key Responsibilities:

- To actively participate within the Credit Risk Team in the delivery of the BAU
- Analysis and determination of risks, watch and observe the situation of credit
- Day to day risk management routines (e.g. Refund Monitoring, Credit Reference Agency Alerts, Negative Balances, Dormant reporting, volume capping)
- Working collaboratively with the Fraud team and other teams within the company
- Regularly review exposures and recommend mitigation plans where necessary escalating where appropriate
- Ongoing involvement in non-BAU initiatives as delegated by Head of Risk
- Participation within team meetings
- Manage external Debt Collection Agency relationships and workflows
- Working within approval limits escalating where appropriate

**Credit Risk Analyst - **You:

- Strong analytical and quantitative skills
- Knowledge of financial and risk analysis
- Capability to understand Audited Financial Statements
- Attention to detail and due diligence
- Good written and oral communications skills
- Well organised and meticulous
- Proficiency in Microsoft Office, Word, Excel and PowerPoint
- Desirably leadership skills

**Credit Risk Analyst - **Benefits:

- Opportunity to be part of a rapidly scaling and market-leading Fintech business
- Health and Wellbeing ethos including regular wellness sessions, fitness and nutrition and other events as well as supported by internally qualified mental health first aiders
- Family-friendly enhanced benefits/policies
- Pension, Healthcare, Life Assurance
- Social events and team building
- Celebrations

We understand the value that a diverse and inclusive working environment brings to Trust Payments. We celebrate the differences that people can bring through their cultures, backgrounds and perspectives. We are committed to equal employment opportunity regardlessof race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or any other protected characteristic.

To submit your CV for this exciting **Credit Risk Analyst** opportunity, please press ‘Apply’ now.



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