Commercial Insurance Executive

**Commercial Insurance Executive**

**Location**: Newbury

**Hours of work**: 8:30 - 17:00 Monday to Friday, 8:30 - 12noon one Saturday per month.

**Salary**: Up to £40,000 per annum dependent on experience

**Benefits**:

- 22 days holiday, increasing to 27 days through service (plus bank holidays
- Access to a Healthcare Cashplan
- Company-funded CII professional qualification
- Discounts on gym membership
- Flexible benefits include critical illness cover, private medical insurance, income protection
- Access to hundreds of high street retailer discounts through the company’s reward and recognition platform
- Employee discount on a wide range of insurance products

Are you passionate about developing business? Do you enjoy building great relationships? Are you tenacious and driven with the curiosity to explore new business opportunities to drive the best possible outcome for your clients?

Do you have a consultative approach with the natural ability to effectively use questioning and active listening to understand client requirements to identify the best products for your customers?

If so this role is for you

As the Commercial Insurance Executive, you provide the best insurance policies for your clients.

You will be responsible for building rapport with new and existing clients ranging from sole traders to the Managing Directors or CEOs of an organisation. You will assist with Insurance products that cover damage to property and business interruption, motorfleet, business travel, employer's liability, professional indemnity, and public and products liability insurance.

**Key Responsibilities**
- Gather information from clients, assess their insurance needs and risk profile
- Research insurance companies policies and negotiate with underwriters to find the most suitable insurance for your clients at the best terms
- Arrange insurance cover for clients, and submit the details to insurers
- Ensure that your clients understand the terms and the extent of the cover provided in line with industry regulations
- Manage the annual insurance cycle, including policy renewals, amendments, and mid-term adjustments, looking ahead to foresee your clients' insurance needs
- Advise your clients on whether and when they need to make a claim on their policies
- Arrange specialised types of insurance cover in complex cases. This may involve preparing reports for insurance underwriters and surveyors and negotiating with insurers
- Advise your clients on risk management and help to devise new ways to mitigate risks, for example, by adding security measures such as fencing, surveillance cameras, or lighting to commercial properties to reduce the likelihood of a break-in
- Build and maintain ongoing relationships with your clients
- Acquire new clients and win accounts against competitors
- Keep detailed records and complete administrative tasks such as paperwork and correspondence
- Develop relationships with underwriters, surveyors, photographers, structural engineers, and other professionals
- Keep up with changes in the insurance market and your clients' industries
- Collect insurance premiums and process accounts.

**Skills and Experience**
- Experienced in winning new business and building long-lasting relationships with B2B clients.
- Passionate about developing business through marketing, community engagement, networking, client meetings,
- Tenacious and willing to learn
- Great customer-facing presentation skills
- Excellent interpersonal communication skills
- An inquiring mind
- Can-do, positive attitude
- Proactive approach
- Good organisational and planning skills.
- Ability to make decisions independently.

This is a great opportunity to progress your career as a Commercial Insurance Executive and further your professional qualifications.