Product Owner

**Location: Edinburgh**

**Job Title: Product Owner**_(Long-Term Savings)_**

**Contract Type: Permanent**

**Working style: Hybrid 50% home/office based**

**Closing date: 2nd November 2025**

We’re hiring a Product Owner to lead the ongoing development and management of our long-term savings products, Personal Pension and ISA, within the Retirement Proposition team. This is a hands-on, delivery-focused role, responsible for managing the product backlog and pipeline, ensuring our products deliver great customer outcomes and remain competitive in a fast-evolving market.

You’ll work closely with other Product Owners and cross-functional teams to deliver a clear, insight-driven roadmap, prioritise initiatives, and ensure regulatory compliance.

You’ll be the proposition expert for these products, championing customer and adviser needs, and driving continuous improvement through agile ways of working. A strong commercial focus is also important, ensuring our products deliver sustainable value for both customers and the business.

**About the role**
- Own and manage the product backlog and long-term roadmap for Personal Pension and ISA, using customer insight, data, and market trends to shape priorities.
- Lead the delivery of product enhancements and change initiatives, ensuring alignment with strategic goals and customer needs.
- Collaborate with analysts, designers, technology teams, and other Product Owners to deliver high-quality, compliant product developments efficiently.
- Maintain deep product expertise, acting as the go-to expert within the team and across the business.
- Demonstrate strong commercial acumen by building robust business cases, tracking costs and benefits, and ensuring developments deliver measurable commercial value.
- Collaborate with other Product Owners to ensure cross-product consistency and a seamless customer experience across the retirement lifecycle.
- Monitor product performance, track benefits, manage budgets and risks, and use data to drive decisions and improvements.
- Ensure all developments meet regulatory requirements, including Consumer Duty and conduct risk.
- Coach and support Proposition Analysts, fostering a culture of collaboration, continuous improvement, and high performance within the team.

**About you**
- Proven experience in product ownership within financial services, ideally within the adviser market, wealth management, or long-term saving products.
- Strong understanding of agile delivery, backlog management, and product lifecycle.
- Commercially astute, with experience building business cases, managing budgets, and delivering value for money.
- Excellent communication and stakeholder management skills, able to influence and align diverse teams.
- Deep knowledge of regulatory requirements and risk management in financial services.
- Analytical and data-driven, able to measure and articulate the commercial impact of product decisions.
- Tenacious, resilient, and positive, with a clear focus on delivering measurable outcomes for customers and the business.
- Collaborative, with a track record of working effectively with peers to deliver shared goals.
- Skilled in being the voice of the customer and the adviser within large change initiatives, considering impacts and making pragmatic commercial decisions.

**About Royal London**

We’re the UK’s largest mutual life, pensions and investment company, offering protection, long-term savings and asset management products and services.

Our People Promise to our colleagues is that we will all work somewhere inclusive, responsible, enjoyable and fulfilling. This is underpinned by our Spirit of Royal London values; Empowered, Trustworthy, Collaborate, Achieve.

We've always been proud to reward employees by offering great workplace benefits such as 28 days annual leave in addition to bank holidays, an up to 14% employer matching pension scheme and private medical insurance. You can see all our benefits here - Our Benefits

**Inclusion, diversity and belonging**

We’re an Inclusive employer. We celebrate and value different backgrounds and cultures across Royal London. Our diverse people and perspectives give us a range of skills which are recognised and respected - whatever their background.