Compliance Officer

The Compliance Officer will report into the Senior Compliance Officer of PayPoint Plc and form part of an in-house Legal and Compliance team.

This role can be based either from our Welwyn Garden City or Haydock office. Hybrid role.

**Main Purpose**
- Form part of a small Compliance Function (comprising of yourself and a Senior Compliance Officer) across all companies forming part of the PayPoint Plc Group, with particular focus on Handepay Ltd and Merchant Rentals Limited.
- You will play a key part of the creation, review and implementation of policies, procedures and internal controls in line with relevant regulatory requirements.
- Take an active role in managing compliance within the business, providing training, increasing awareness and implementing controls to embed high standards and mitigate regulatory risk.
- Report on compliance risks and non-conformance.
- Support the Senior Compliance Officer, Money Laundering Reporting Officer (MLRO) and Data Protection Officer (DPO).

**Key Responsibilities**
- Assist the Senior Compliance Officer on the development of compliance infrastructure such that it ensures proper understanding, measurement and management of compliance risk, including through building on existing internal policies, procedures and controls.
- Ensure operating procedures comply with regulatory requirements and internal policies, procedures and controls.
- Assist with the maintenance of a compliance monitoring programme.
- Work with the Senior Compliance Officer to establish a culture of compliance across the business.
- Report risks and issues to the Senior Compliance Officer and relevant stakeholders.
- Deliver training to relevant stakeholders and coach key personnel to manage own compliance responsibilities.
- Build relationships with regulators, as required.
- Horizon scanning regulatory developments and new regulatory requirements.
- Work collaboratively with the Legal Team, Risk and the Internal Audit Team to ensure that regulatory compliance risk is managed effectively.

**Qualifications and Experience**

**Essential**:

- Experience working in regulatory compliance within a regulated corporate environment, including developing and overseeing policies, procedures and controls.
- Experience of implementation of process improvement.
- Ability to effectively communicate and interact with senior stakeholders.
- Experience and understanding of GDPR compliance.
- Extensive experience of FCA compliance, including Consumer Credit Act compliance.
- Proven track record of implementing and managing AML processes and procedures.
- Experience of providing compliance materials and training to internal stakeholders.

**Desirable**:

- Previous experience in payment services, fintech, banking and/or consumer credit.
- A track record of implementation and execution of regulatory and compliance programs
- Legal, compliance or financial qualification.

**Person Specification**:

- Ability to manage own workload and work unsupervised if necessary.
- Ability to develop compliance solutions that satisfy relevant regulations while executing sound business judgement.
- Takes personal responsibility for getting the job done and willing to roll sleeves up to deliver regulatory compliance across all relevant businesses in the PayPoint group.
- Ability to manage different stakeholders and understand business needs whilst ensuring unquestionable compliance with regulatory obligations.
- Possess effective negotiating skills and a good commercial acumen.
- Proactive, highly motivated and organised with a good team-working ethic.
- Effective planning and project management.
- Good interpersonal skills with the ability to articulate compliance issues to non-compliance staff.
- Ability to foster a collaborative compliance culture across the business.
- Willingness to travel to Haydock when required (expected up to once per month).