Lead Mortgage Advisor

Job Introduction
Lead Mortgage Advisor - North and Scotland

The mortgage support department has the functional responsibility for the provision of 1st Line of Defence (1LoD) regulated mortgage supervision, quality assurance, branch support & mortgage training to the UK business.

The Lead Mortgage Adviser is responsible for managing a team of Mortgage Advisers to ensure that customers and branches within the District are supported effectively and efficiently with Mortgage business along with providing guidance and support to Mortgage Advisers around the structure of credits and the advice provided in respect of Regulated Mortgage Contracts.

In addition the Lead Mortgage Advisor is responsible for providing mortgage advice to Handelsbanken customers in accordance with the Bank's Credit Policy.

Main Responsibilities

• People Management, leadership, development, engagement and wellbeing of a team of Mortgage Advisers
• Collaboratively work with the District Head, Branch Managers and Deputy Branch Managers within the District to support business development and growth.
• Responsible for the organisation and allocation of Mortgage Adviser resource to mortgage cases to complete Mortgage Interviews, End of Benefits and other regulated work.
• Responsible for supporting the team of Mortgage Advisers with structuring advice on new mortgage cases.
• The ability to interpret financial information provided by customers, evaluate lending propositions, assess & formulate risk ratings correctly and structure transactions.
• Preparation of legal documentation for mortgages.
• Actively promotes and ensures adherence to the Bank's Risk Management framework (including sub-frameworks) and relevant risk and compliance policies and procedures, ensuring timely and appropriate escalation of concerns to relevant senior stakeholders.

Ideal Candidate
Research (by Harvard University) shows that women are particularly likely to second guess themselves and not apply - so if you are worried you don't meet all the criteria, get in touch anyhow and let us do the worrying…

• CeMAP Qualification
• People management and development skills
• Accomplished history, practical understanding and knowledge of the Certified PBM / Mortgage Adviser role and activities.
• Excellent organisational and interpersonal skills with the ability to work well people at all levels
• Attention to detail and a methodical approach
• Structured work practise and a strong sense of administrative order

Company Information
Handelsbanken is a relationship bank with a decentralised way of working, a strong local presence thanks to a nationwide network of branches, and a long-term approach to customer relations. Each Handelsbanken branch operates as a local business enabling it to make decisions at a local level and provide a bespoke service. The focus is always on the need of the individual customer and not on the sale of specific products.

The Bank is deeply committed to embedding good equality and diversity practice into all of our activities. This is so that we are an inclusive, welcoming and inspiring place to work that encourages everyone to apply, regardless of socio-economic background, age, disability, pregnancy and/or parental status, race (including colour, nationality, and ethnic or national origin), veteran status, marital and civil partnership status, religion or belief, sex, gender reassignment or sexual orientation.

Check our
Handelsbanken website
for further information

At Handelsbanken, we deeply value our unique culture and values including trust in and respect for each individual. We take pride in nurturing a work environment where people flourish, and where they are empowered to take decisions in their areas of expertise. We take a long term perspective in everything we do and want each employee who joins us to build a long terms successful career with the Bank.

What is in it for you?

• We have a wide range of learning and development available, empowering and enabling our colleagues to take ownership of their own development.
• Competitive Salary and an extensive range of benefits is provided, including private medical insurance, income protection and life assurance
• A market-leading pension contribution of 15% paid by the bank, which can be invested in a wide range of funds (including ESG and Shariah funds)

Application next steps
Your journey with us begins once you have submitted your application. One of our Handelsbanken recruiters will be reviewing your details and will later organise a phone conversation if you match the role requirements. If there is a mutual fit, we will extend an invitation for you to participate in an interview.

How can we support you to be your best self? Our Talent Acquisition team will be happy to provide support e.g. if you need additional time to prepare for an interview or you have any requirements for any part of the interview/hiring process – just let us know by email .

This advert will be live for a minimum of two weeks. However, please note that after the two weeks, the closing date could change at any time depending on the number of responses received.