Third Party Risk Manager

We're on a mission to make money work for everyone.
We're waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers

We're not about selling products - we want to solve problems and change lives through Monzo

Hear from our UK team about what it's like working at Monzo

London, Cardiff or UK Remote | £85,000 - £105,000 + Benefits | Hear from the team

Our Third Party Risk Management - Supplier Operations team
We are a tech-focussed bank with bold ambitions, and we believe in making strong internal and external relationships. To effectively manage and build relationships across the Monzo Group and with external suppliers, the Third Party Risk Management team take charge of making sure we have well defined controls, processes and governance models in place to meet the continually growing and evolving demands of global Third Party Risk Management regulations.

We are a small, high-performing, high-energy team and we are here to deliver Third Party Risk Management in a pragmatic way that benefits Monzo and our customers. Whilst there are many defined and diverse programs of work that we are focussed on, our team's scope is expanding as Monzo expands into the EU - giving you the opportunity to gain unique insights into Monzo operations at every level.

Reporting to the Director of Third Party Risk, you will become a part of Monzo's community, where your drive for innovation and your deep experience of all things Risk and Control will meet our commitment to revolutionising fintech. As a member of our team, you'll actively contribute to shaping our future, leaving a lasting mark on how we evolve.

You'll play a key role by…

• Bringing your unique Risk and Control expertise gained in global organisations, to advance Monzo's strategic goals and support our growth
• Proactively delivering impactful and effective Third Party Risk Management
• Designing, implementing and managing operational processes to enhance how Monzo manages Third Party Risk
• Having a pivotal role in developing sustainable ways to meet our regulatory requirements in a high-growth, technology-driven environment
• Striving to achieve high standards and instil established best practices in risk management
• Taking a collaborative and partnered approach to achieving business objectives with internal teams and external suppliers
• Having the ability to be both tactical and strategic when developing and delivering Third Party risk management solutions at Monzo

We'd love to hear from you if…

• You're experienced in working within highly regulated environments and know how to navigate complexity with confidence
• You've led or contributed to sustainable improvements in risk processes, making lasting, practical impact
• You're skilled at delivering third-party risk management in a collaborative, matrix environment
• You bring a strong understanding of outsourcing regulations, ideally from the banking or financial services sector
• You communicate with clarity, tact, and pragmatism, building trust and influence at every level
• You have a keen eye for detail, and enjoy developing, reviewing and implementing effective policies and procedures
• You know how to build strategies that manage third-party risk effectively throughout their lifecycle
• You're confident interpreting risk regulations and standards across different jurisdictions
• You're well-versed in Cyber, Information Security, and Data Risk Management
• You're familiar with third-party risk management tools and systems
• And you're delivery-focused, with a genuine passion for creating sustainable, innovative solutions

What's in it for you
£85,000 - £105,000 + benefits and share options

This role can be in our London office, but we're open to fully remote within the UK

We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team

£1,000 learning budget each year to use on books, training courses and conferences

We will set you up to work from home; all employees are given Macbooks and for distributed workers we will provide extra support for your work-from-home setup.

Plus lots more Read our full list of benefits.

The application journey has 3 key steps

• 30 minute call with the recruiter
• 30 minute initial call with the hiring manager
• 2 hours of technical and behavioural interviews

This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

We'll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don't miss out.

Equal opportunities for everyone
Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage