Fraud Risk Oversight Lead

Who we are

About Stripe
Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world's largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About The Team
What you'll do

We're seeking a highly skilled and motivated Fraud Risk Oversight Lead to join our Risk and Controls Oversight function at Stripe. This role will be instrumental in providing second-line oversight across key fraud risk areas, including payment fraud, account takeover, and identity theft. You'll work closely with the Head of Fraud Risk Oversight to ensure robust fraud prevention and detection practices across Stripe's global operations.

Responsibilities
Fraud Risk Oversight:

• Act as a domain leader in fraud risk management and compliance for key fraud priorities at Stripe
• Provide second-line oversight of first-line teams managing the fraud risk and control environment, offering strategic and in-depth advice and support
• Develop and maintain fraud risk assessment methodologies and frameworks

Fraud Monitoring And Reporting

• Design and implement fraud monitoring processes to track key risk indicators and emerging fraud threats
• Prepare concise, insightful fraud risk reports to inform senior management and improve Stripe's fraud prevention and detection capabilities
• Identify trends related to Stripe's fraud risk profile and communicate these trends through stakeholder engagement

Stakeholder Engagement

• Collaborate and embed with first-line teams to enhance their fraud risk management practices
• Provide guidance, training, and support to fraud risk and control owners across the organization
• Engage with internal and external stakeholders to gather insights and disseminate fraud risk information

Continuous Improvement

• Stay informed about Stripe's business and product development, industry trends, regulatory changes, and best practices in fraud risk management
• Propose and implement enhancements to fraud oversight processes, methodologies, and control frameworks

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum Requirements

• 6+ years of experience in fraud risk management, compliance, or a related field within financial services or fintech
• Strong understanding of fraud risks in the payments and financial technology sectors
• Experience in second-line risk oversight and challenge functions, specifically related to fraud
• Excellent analytical skills with the ability to translate complex fraud data into clear, actionable insights
• Strong communication skills, both written and verbal, with the ability to engage effectively with various stakeholders
• Proactive and self-motivated, with the ability to manage multiple priorities in a fast-paced environment
• Detail-oriented with a strong focus on accuracy and quality
• Adaptable and comfortable working in an evolving regulatory landscape and fast-paced business environment
• Knowledge of machine learning and data analytics techniques used in fraud detection is a plus

Location: We are open to applicants in both Ireland and the UK.

Hybrid work at Stripe

This role is available either in an office or a remote location (35+ miles or 56+ km from a Stripe office).

In-office expectations

Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.

Working remotely at Stripe

A remote location is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently live or plan to live.

Pay and benefits

The annual salary range for this role in the primary location is €96,000 - €144,000. This range may change if you are hired in another location. For sales roles, the range provided is the role's On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate's experience, qualifications, and specific location. Applicants interested in this role and who are not located in the primary location may request the annual salary range for their location during the interview process.

Specific benefits and details about what compensation is included in the salary range listed above will vary depending on the applicant's location and can be discussed in more detail during the interview process. Benefits/additional compensation for this role may include: equity, company bonus or sales commissions/bonuses; retirement plans; health benefits; and wellness stipends.

Hybrid work at Stripe

This role is available either in an office or a remote location (35+ miles or 56+ km from a Stripe office).

In-office expectations

Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.

Working remotely at Stripe

A remote location is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently live or plan to live.