Credit Risk Architect
2 weeks ago
Job Description
Credit Risk Architect
Location:
Knutsford (must live within one hour or be willing to relocate)
Day Rate:
£552.50 per day (Inside IR35)
Onsite Requirement:
2–3 days per week (non-consecutive)
Overview
We are seeking a Credit Risk Decisioning & Affordability Architect to shape the technology strategy and architecture that underpins creditworthiness assessment and lending decisions. This role is critical to developing intelligent, automated credit decisioning platforms that bring together data, analytics, regulatory compliance, and enterprise architecture.
You will design the overall lending decision architecture, working closely with risk teams, data scientists, and senior stakeholders to build systems that ensure efficient, fair, and compliant lending outcomes.
Key Responsibilities
- Architect end-to-end credit risk decisioning and affordability systems
- Design and implement decision engines, integrating internal and external data sources
- Translate credit policy and business objectives into technical requirements and rule frameworks
- Partner with data science teams to integrate statistical and machine learning models
- Ensure compliance with lending regulations and deliver full audit transparency
- Establish performance monitoring frameworks — approval rates, default trends, model accuracy
- Drive automation across the credit lifecycle to reduce manual intervention and increase efficiency
- Act as a subject-matter expert across risk, technology, and senior leadership teams
Required Skills & Experience
- Deep expertise in decision engine platforms — e.g. FICO Blaze, Pega, or similar
- Strong data analytics and programming capability (Python, R, SAS)
- Proficient in enterprise system integration and data warehousing environments
- Understanding of cloud platforms (AWS, Azure, GCP) for scalable decisioning
- Advanced knowledge of statistical modelling & machine learning techniques
- In-depth understanding of credit lifecycle, affordability, and lending risk principles
- Knowledge of credit policy, underwriting criteria, affordability metrics, and regulatory frameworks
Who We're Looking For
A highly analytical, technically strong architect with deep financial risk understanding, capable of bridging business strategy and technical design. You will bring clarity, precision, and innovation to credit decisioning, ensuring solutions are compliant, scalable, and operationally robust.
-
Credit Risk Architect
2 days ago
Knutsford, Cheshire East, United Kingdom Trust In SODA Full timeCredit Risk Architect – HIRING ASAPStart date: ASAPDuration: 12 monthsLocation: 2 days in Knutsford office, 3 days remoteRate: £450 - £480 per day inside ir35SummaryA Credit Risk Decisioning and Affordability Architect designs and develops the technology strategy and systems used to assess the creditworthiness and financial capacity of loan applicants....
-
Solutions Architect
1 week ago
Knutsford, Cheshire East, United Kingdom Barclays Full time £100,000 - £180,000 per yearJoin Barclays as aSolution Architect, where you will play a key role in designing, developing, and implementing innovative solutions to complex business challenges. You will collaborate closely with architects and stakeholders across Business Banking and BUK to understand their needs, translating requirements into effective, scalable solutions. Additionally,...
-
Cards Solution Architect
3 days ago
Knutsford, Cheshire East, United Kingdom Trust In SODA Full timeCore Banking Solution Architect (Cards) – HIRING ASAPStart date: ASAPDuration: 12 monthsLocation: 2 days in Knutsford office, 3 days remoteRate: £450 - £480 per day inside ir35SummaryA core banking solution architect with experience in Current account journeys including loans, account switching and is experienced with managing responsibilities for...
-
Platform Solution Architect
2 days ago
Knutsford, Cheshire East, United Kingdom hackajob Full time £60,000 - £120,000 per yearhackajob*is collaborating withBarclays*to connect them with exceptional tech professionals for this role.Join us as a Platform Solution Architect at Barclays where you'll be working within Digital POD aligned APITech supporting Epic. You'll harness cutting-edge technology to revolutionise our digital offerings, ensuring unapparelled experiences. You'll also...
-
Principal Architect
1 week ago
Knutsford, Cheshire East, United Kingdom Barclays Full time £80,000 - £120,000 per yearAdditional Job DescriptionWe are looking for someone to lead our solution architecture teams through the transformation of our digital architecture to our North-star vision.You be leading and guiding the team through adopting a cell-based architecture capable of high multi-cloud resilience, adopting current GUI development frameworks and aligning our API...
-
Tax & Treasury Manager
3 days ago
Knutsford, Cheshire East, United Kingdom PortSwigger Full time £60,000 - £120,000 per yearWhy this role existsAs PortSwigger grows, especially in global and enterprise markets, the opportunity to embed new policies and procedures around effective cash management becomes more prominent. Our exposure to foreign currency and counterparty risks also increases, necessitating an elevation of existing treasury policies and procedures as we expand.Our...
-
Icon Payments Developer
1 week ago
Knutsford, Cheshire East, United Kingdom Experis UK Full time £30,000 - £80,000 per yearKNUTSFORD - Days on site: 2-3£460MUST BE PAYE THROUGH UMBRELLARole DescriptionWe are looking for a highly skilled Icon Payment Framework (IPF) Developer with strong Java expertise to join our Payments Technology team. The successful candidate will play a key role in designing, developing, and maintaining payment processing solutions using the IPF platform,...
-
Junior Project Manager
1 week ago
Knutsford, Cheshire East, United Kingdom eTeam Full time £60,000 - £120,000 per yearWe are a Global Recruitment specialist that provides support to the clients across EMEA, APAC, US and Canada. We have an excellent job opportunity for you.Role Title: Junior Project ManagerLocation: Northampton and Knutsford (Hybrid role)Duration: 6 months contract + possible extension of 6 months (based on performance)Work setup: Hybrid / 2-3 days...
-
Public Cloud Network Engineer
5 days ago
Knutsford, Cheshire East, United Kingdom Barclays Full time £60,000 - £120,000 per yearAs a Public Cloud Network Engineer, you will be responsible for designing, implementing and optimising cloud networking services across AWS, Azure and Google Cloud Platform (GCP). Your work will enable the bank to provide secure, innovative and dependable digital services to a global customer base. You will work at the intersection of cutting‑edge public...
-
Credit Risk Architect
2 weeks ago
Knutsford, United Kingdom Stott and May Full timeCredit Risk Architect Location: Knutsford (must live within one hour or be willing to relocate)Day Rate: £552.50 per day (Inside IR35)Onsite Requirement: 2–3 days per week (non-consecutive) Overview We are seeking a Credit Risk Decisioning & Affordability Architect to shape the technology strategy and architecture that underpins creditworthiness...
-
Credit Risk Architect
6 days ago
Knutsford, United Kingdom Stott and May Full timeCredit Risk ArchitectLocation: Knutsford (must live within one hour or be willing to relocate)Day Rate: £552.50 per day (Inside IR35)Onsite Requirement: 2–3 days per week (non-consecutive)OverviewWe are seeking a Credit Risk Decisioning & Affordability Architect to shape the technology strategy and architecture that underpins creditworthiness assessment...
-
Solution Architect
1 week ago
Knutsford, United Kingdom Barclays UK Full timeJoin Barclays as a Solution Architect, where you will play a key role in designing, developing, and implementing innovative solutions to complex business challenges. You will collaborate closely with architects and stakeholders across Business Banking and BUK to understand their needs, translating requirements into effective, scalable solutions....
-
Solutions Architect
2 days ago
Knutsford, United Kingdom Barclays Full timeJoin Barclays as a Solution Architect, where you will play a key role in designing, developing, and implementing innovative solutions to complex business challenges. You will collaborate closely with architects and stakeholders across Business Banking and BUK to understand their needs, translating requirements into effective, scalable solutions....
-
Solutions Architect
1 day ago
Knutsford, United Kingdom Barclays Full timeJoin Barclays as a Solution Architect , where you will play a key role in designing, developing, and implementing innovative solutions to complex business challenges. You will collaborate closely with architects and stakeholders across Business Banking and BUK to understand their needs, translating requirements into effective, scalable solutions....
-
Solutions Architect
1 week ago
Knutsford, United Kingdom Barclays Full time**About** Barclays International (BI) is a diversified, transatlantic wholesale and consumer bank benefiting from scale and strength across three leading and complementary businesses - our global Corporate and Investment Bank; our payments and non-UK credit card businesses;and an International Wealth business. BI offers a broad and holistic product offering...
-
Solution Architect
6 days ago
Knutsford, United Kingdom Barclays UK Full timeJoin us as a Solution Architect at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness technology to revolutionise our digital offerings, ensuring unparalleled customer experiences.To be successful as a Solution Architect, you should have experience with:• Architecting modern...
-
Solution Architect
1 week ago
Knutsford, United Kingdom Barclays UK Full timeJoin us as a Solution Architect at Barclays, where you'll design scalable solutions for digital channels like online and mobile banking, supporting the Sierra program within the Cards Needs Lab. You’ll deliver architecture and design artifacts, guide engineering teams, and shape the architecture of modern, distributed systems using cloud technologies, REST...
-
Solution Architect
2 weeks ago
Knutsford, United Kingdom Barclays UK Full timeAs a Solution Architect at Barclays, you'll take the lead in designing and governing end-to-end technology solutions that underpin critical customer servicing journeys. You'll work across complex ecosystems, balancing innovation with practicality, and ensuring solutions are scalable, secure, and aligned with Barclays' strategic architecture.To be successful...
-
Solution Architect
2 weeks ago
Knutsford, United Kingdom Scope AT Limited Full timeSolution Architect - Cloud | Serverless | Distributed Systems | AWS/Azure/GCP Location: Knutsford or Northampton (Hybrid) Join a leading tech-driven organisation as a Solution Architect, shaping and delivering modern, scalable systems that drive innovation and business transformation. What you'll do: Design and implement secure, resilient cloud and...