Software Engineer

7 days ago

Europe Eastern Europe UK, United Kingdom Toptal Full time €60,000 - €120,000 per year
Get ready to · Collaborate daily with product, design, and compliance in a lean, cross-functional team. · Build and extend APIs, services, and integrations that power payments, wallets, and lending workflows. · Contribute to technical excellence: reviews, RFCs, and feedback that raise the bar. · Ship features that directly impact how global talent moves and manages their money.
What you'll do · Implement backend services ) with observability (metrics, logging, tracing) from day one. · Support fintech workflows: payments, wallet operations, and lending features such as origination and repayments. · Ensure compliance flows (KYC/AML, fraud checks) are embedded without adding friction. · Work across backend and frontend (React/TypeScript) to deliver clean, user-facing experiences. · Partner with senior engineers to design, test, and launch features quickly and reliably.
What we're looking for · –5 years experience building production systems, ideally in fintech, lending, or payments. · Solid backend skills in (or Java/Go), REST/GraphQL APIs. · Experience with PostgreSQL and Redis. · Familiarity with React/TypeScript on the frontend. · Cloud & infra knowledge: AWS/GCP, CI/CD, Kubernetes basics. · Exposure to financial systems (payments, KYC, wallets, compliance flows).
How you work (values we expect) · Ownership mindset - you care about outcomes, not just code. · Product-minded - you think in flows, not endpoints. · High-velocity, sustainable pace - you ship quickly, then iterate. · Clarity over complexity - simple for users, even if complex under the hood. · AI-native builder - you use modern coding tools to eliminate grunt work.
Bonus Points if you have…. · Experience integrating fintech APIs (payments, KYC/AML, wallets, custody, FX). · Hands-on work with compliance-heavy systems or regulated environments. · Familiarity with scaling transaction-heavy systems. · Experience working in cross-border or global financial products.
What we offer · High-impact role - contribute to systems that power real payments and lending flows from day one. · Broad exposure - work on core backend, user-facing features, and integrations. · Growth opportunity - mentorship from senior engineers and a clear path to grow your impact. · Transparent, supportive culture - feedback flows freely, the best ideas win, and you'll have the freedom to experiment, learn, and grow.  

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