Actuary

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International Actuarial (London) – Position Description

Reserving & Planning Actuary

Overview

The Hartford's International Actuarial team are strategic business partners who are responsible for delivering expert consultation via pricing and other analytical tools, financial/reserving and capital modelling analysis. Our team's mission is to deliver objective, data-driven solutions with clear recommendations, embracing change to steer the organization in achieving its goals.

This position is within the Actuarial Reserving & Planning team and has an important impact on the company's success, working in close partnership with Underwriting, Finance, Risk, and Claims, as well as other teams in The Hartford Insurance Group. This individual will be responsible for analysis that supports the organization in achieving its strategic objectives.

As well as having strong technical and analytical skills, this individual should be able to communicate effectively across technical and non-technical audiences and be able to influence business partners.

Responsibilities

This role involves a broad range of actuarial activities across reserving, regulatory reporting, and business planning. The successful candidate will work closely with actuaries and other teams across the organization to deliver high-quality analyses and insights that inform decision-making. Responsibilities are grouped into three core areas: Reserving, Reporting, and Growth & Planning.

Reserving

• Complete quarterly reserve analyses across all underwriting classes, providing clear and accurate insights, and recommendations to the Reserving & Planning Lead and other leadership.

Reporting

• Deliver accurate quarterly Solvency II technical provisions calculations and ensure completion of Lloyd's and PRA reporting requirements.
• Ensure timely communication of results and assumptions to senior stakeholders, including the Reserving & Planning Lead, Chief Actuary and Finance Director.

Growth & Planning

• Conduct actuarial analysis to support the annual International Loss Ratio Planning exercise, across all business classes.
• Perform profitability studies and monitor key actuarial indicators to inform strategic decision-making.
• Investigate internal and external data sources to generate insights that support business growth.

General

• Collaborate across functions—including Finance, Underwriting, Claims, Risk, Data & Analytics, and wider Actuarial teams—to support actuarial and business deliverables.
• Monitor and improve data quality, contributing to the development of procedures and tools that enhance accuracy and insight.
• Liaise with external actuaries to ensure outsourced analyses are based on appropriate data and assumptions.
• Develop and refine analytical tools to improve reserve accuracy, operational efficiency, and business understanding.
• Drive process improvements while ensuring all work complies with governance, regulatory, and professional standards.
• Communicate complex actuarial findings clearly to business partners, supporting informed decision-making and operational enhancements.
• Demonstrate flexibility in responding to evolving business needs and ad hoc requests from stakeholders.
• While the primary focus is on core responsibilities, the role may also involve contributing to a range of other actuarial activities as needed.

Experience & Skills

• Fellow Qualification in IFoA (or equivalent experience).
• London (Lloyd's) market experience is preferred but not required.
• Knowledge of reserving processes and techniques, Solvency II and portfolio management.
• Possess the ability to develop strong working relationships and the ability to interact with and influence our business partners.
• Strong verbal/written communication skills: must be able to effectively communicate complex technical concepts in understandable terms to business partners.
• Strong project management and teamwork skills; flexibility and willingness to adapt to changing priorities.
• Demonstrate analytical skills and offer creative solutions to business questions.
• Exhibit a process efficiency/continuous improvement mindset.
• Strong Excel skills are assumed; candidates must demonstrate a proactive attitude toward learning new software tools and analytical techniques. Experience in data visualisation is required, with an ability to communicate insights clearly and effectively. Familiarity with AI-driven approaches to enhance analysis and automate workflows is increasingly valuable.

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