Capital Markets Associate

About UsYouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of the world's leading e-commerce platforms, tech companies, and Payment Service Providers. Our software platform enables our partners to extend their value proposition by offering flexible financing products in their own branding, to their merchant base, without capital at risk.We are owned by the leading Private Equity company, EQT, and have grown +100% year-on-year since 2020. We are headquartered in London, UK, but are also present in several European countries as well as the United States where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe.The RoleWe are seeking an experienced Finance Professional to join our dedicated Capital Market team. In this role, you will play a crucial part in our financial strategy, leveraging your expertise in cashflow modelling, investment banking, networking, and facility management to help us achieve our ambitious growth targets. This opportunity is ideal for a finance investment professional looking to accelerate their career by gaining first hand experience within the dynamic and rapidly expanding environment of a high-energy business.The Capital Markets team is responsible for managing relationships with institutional investors that deploy capital via the YouLend platform; track performances of the investment mandates; identify early trends in the market to take relevant actions; deploy and report on the individual portfolios. You will manage end-to-end transactions and take responsibilities both pre and post deals.RequirementsResponsibilities:Financial analysis and modelling while upholding data accuracy within financial models, and work closely with internal team members to solidify the financial model assumptions supporting our investment offeringsPrepare and improve pitch documents for new and existing investment opportunitiesSupport diligence activities with required stakeholdersLiaise with cross-functional teams to take ownership of deals from origination to closingEstablish presence and networks amongst investor communitiesThe ideal candidate will have the following skillset:Proven experience in cashflow modelling, preferably in an investment banking or similar roleStrong understanding of financial markets, credit products, and credit risk managementDisplay a strong bias for actionPrevious responsibility for building investor relationships and managing end-to-end transactionsDesirable skills:Hands on experience with SQLIn-depth domain expertise in the structured finance and securitised products space at an institutional level across any asset classAbility to work independently and in a small teamComfort with ambiguityYou are independent, ambitious, and self-motivated and looking to make an impactBenefitsWhy join YouLend?Award-Winning Workplace: YouLend has been recognised as one of the "Best Places to Work in 2024 and 2025" by the Sunday Times for being a supportive, diverse, and rewarding workplace.Award-Winning Fintech: YouLend has been recognised as a "Top 250 Fintech Worldwide" company by CNBC.It's just getting fun:We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace.But the global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started.Lots of upsides:High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business).Well-capitalised with supportive private equity backing.Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.Motivating work environment:A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.Strong and transparent team culture, we have each other's backs.Independent work environment where results matter.Data-driven culture and emphasis on speed (anti-red tape).We offer a comprehensive benefits package that includes:Stock OptionsPrivate Medical insurance via Vitality and Dental Insurance with BUPAEAP with Health AssuredEnhanced Maternity and Paternity LeaveModern and sophisticated office space in Central LondonFree Gym in office building in HolbornSubsidised Lunch via FeedrDeliveroo Allowance if working late in officeMonthly in office MasseuseTeam and Company SocialsFootball Power League / Paddle and Yoga ClubAt YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.