Risk & Control Manager (12 month FTC) - Lloyds Living

End Date

Thursday 25 December 2025

Salary Range

£0 - £0

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Hybrid Working

Job Description Summary

Title: Risk & Control Manager (12 month FTC)
Location: Manchester, Chester, Bristol or London
Department: Risk & Control
Reports To: Senior Manager
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office.

Job Description

About the opportunity

Lloyds Living is a dynamic and rapidly growing business within Lloyds Banking Group, focused on delivering innovative property management and investment solutions. With ambitious plans to manage a material portfolio of homes by 2030, Lloyds Living leverages technology, automation, and digitisation to drive operational excellence and customer satisfaction. Lloyds Living core business is offering homes for private rental and shared ownership. We're on an exciting journey and there couldn't be a better time to join us.

As a Risk & Control Manager and a member of the Business Risk team, you'll help provide first line risk support. Acting as a trusted partner across all primary and secondary risk types, you'll help ensure the business operates within its risk appetite. You'll strengthen risk culture, facilitate risk identification and analysis, offer advice with risk remediation and critical issues, as well as improve risk reporting. If you enjoy variety – this is the role for you.

We're keen to hear from colleagues who have worked in first line risk roles or who have experience of providing risk advice and oversight, particularly where you've helped implement control frameworks.

Day to day, you'll:

• Act as a risk champion and source of professional risk expertise to the business on the LBG Risk Management Framework – driving a positive, continuous risk and control culture across the business through embedding the Groups Risk Management Framework.

• Provide risk oversight across the residential property portfolio, including PRS, Shared Ownership/Pathways schemes, with a focus on Legal and Regulatory compliance, data and customer conduct.

• Interpret and help the business apply the Group Policy Framework, write Lloyds Living specific procedures, monitor on-going compliance, request exceptions and report breaches where applicable.

• Help build an effective control environment and both perform, and support the business to perform, control assessments and testing in line with the One Risk and Control Self-Assessment Process.

• Ensure Lloyds Living complies with relevant regulation and legislation, and identify, impact assess and implement regulatory/legislative change in conjunction with the business.

• Uncover emerging issues and/or needs and identify potential causes, related issues, key stakeholders and barriers.

• Provide day to day guidance to the business including acting as a subject matter expert to projects and working groups.

What we're looking for:

• A comprehensive understanding of all aspects of the Group's Enterprise Risk Management Framework, and experience of working in a control environment or business risk function managing multiple risks.

• Proactive self-starter - eager to learn, with the ability to self-organise/deliver independently and operate under your own initiative to anticipate, manage and resolve multiple priorities.

• Experience partnering with Finance teams and/or managing technology risks preferred but is not essential.

• Comfortable and adaptable in an evolving business as it grows and matures.

• A growth mindset and a willingness to try new ways of doing things; 'We're bold' in Lloyds Living.

• The ability and skill to interpret and apply knowledge of laws, regulations and policies in area of expertise.

• An ability to manage a range of internal and external stakeholders, including senior company executives, through excellent written and verbal communication skills.

And if you have experience in real estate, the private rented sector or shared ownership – even better

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

About working for us

You'll be joining a dynamic and evolving team at the heart of Lloyds Living's growth journey. With the backing of Lloyds Banking Group you'll have the opportunity to make a real impact, develop your skills, and help shape the future of Lloyds Living.

We're committed to building a workforce which reflects the diversity of the customers and communities we serve, and to creating an inclusive work environment where all our colleagues can be themselves and succeed on merit.

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture.

If you'd like reasonable adjustments to be made to the recruitment process, just let us know.

Apply today

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

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