IFRS9 Reporting Manager

About The Role
*About the Role
Are you ready to take ownership of a critical function that shapes financial strategy and drives business insight? We're looking for a strategic leader to
own the IFRS9 month-end reporting and loss forecasting processes*
, ensuring robust analysis and actionable insights that influence decision-making at the highest level.

This is a
high-impact role
where you'll champion continuous improvement, challenge assumptions, and collaborate with key stakeholders to enhance impairment forecasting and reporting capabilities. Your work will directly support regulatory compliance and strengthen our financial resilience.

*What You'll Do*

• Lead IFRS9 Reporting: Own the month-end reporting process, ensuring accuracy, alignment, and insightful analysis of impairment metrics.
• Drive Insight: Present key outputs to senior forums, explain variances, and propose Post Model Adjustments (PMAs) backed by strong rationale.
• Support Governance & Audit: Partner with External Reporting and respond to auditor queries, ensuring transparency and compliance.
• Forecast Losses: Coordinate the loss forecasting process, challenging assumptions and documenting inputs to deliver reliable projections.
• Model Oversight: Act as a key finance stakeholder in reviewing IFRS9 model changes, methodology, and assumptions.
• Strategic Projects: Lead initiatives to improve reporting efficiency, data quality, and analytical capability.

*What We're Looking For*

• A numerical degree (Maths, Statistics, Computer Science or similar).
• Proven experience leading IFRS9 reporting or modelling processes.
• Strong understanding of IFRS9 components (PD, EAD, LGD, staging, etc.).
• Advanced Excel skills; SAS/SQL knowledge is a plus.
• Ability to translate technical detail into clear insights for senior stakeholders.
• Strategic mindset with a passion for continuous improvement.
• Knowledge of banking risk management and regulatory frameworks (Basel, CRR, EBA, IFRS9).

*Why Join Us?*

• Impact: Your work will shape impairment strategy and influence executive decisions.
• Collaboration: Work with talented teams across Finance and Risk.
• Growth: Opportunities to lead strategic projects and enhance your expertise.
• Flexibility: Hybrid working options to support work-life balance.
• Inclusive Culture: We value diversity and welcome applications from all backgrounds.

Everyone is different. Everyone is valued
As part of our vision to become the most trusted specialist lender in the UK, we've been helping customers and businesses fulfil their ambitions s ince In that time, we've learned that we're more than the sum of our parts. We're a strong Group because of our people and our strengths; specialist, expert, ambitious and also diverse . All of our people are different and this is something we celebrate .

Every one of our employees brings unique talent, ability and perspective to their role.

That's why Secure Trust Bank Group nurtures differences. We understand that we perform better because we're not cast from the same mould. We actively embrace and support diversity, work with leading industry bodies and promote initiatives that reinforce our philosophy of giving you the freedom to be who you are.

We're an award-winning bank providing savings accounts and lending services to over one million customers. We're Secure Trust Bank Group. We embrace difference.

Notes/Brief For Recruitment Team
About The Company
Our customers are at the heart of everything we do, but we can't achieve our customer focused strategy without the right people in our team.

At Secure Trust Bank, we know that people are our biggest investment, which is why a career with us is not just a job. It's the chance to be part of something bigger, to add real value to the Bank and help us constantly improve, in order to achieve our ambition of becoming the best bank in Britain. We believe in giving our staff autonomy, with initiative and exceptional performance recognised through a variety of individual and team awards and incentives. All our employees have a tangible impact on the Group's core values, and we are looking for candidates who are enthusiastic, proactive and enjoy working in a fast paced environment. So join us as we strive to Grow, Sustain and Love the way we work.