Senior Mortgage Underwriter

2 weeks ago

Edinburgh, Edinburgh, United Kingdom Ultimate Banking Full time £45,000 - £60,000 per year

Senior Mortgage Underwriter

Central Belt, Scotland

Up to £45k depending on experience

Are you an experienced manual mortgage underwriter who thrives on providing excellent customer service, and underwriting a variety of residential and B2L loans? Our client has an exciting opportunity to join their team as a Senior Mortgage Underwriter; here you will be working in a close knit team of 6 and reporting to the Mortgage Underwriting Manager, being responsible for assessing complex residential mortgage applications up to £1m.

They are an established and highly customer focussed business with many awards to their name. This is a new role as they continue to expand and grow their lending offerings to their customers. You will be expected to be in their office (Central Belt) at least once a week (likely more the first few weeks) but thereafter flexibility to WFH.

Duties will include:

  • Assess mortgage applications in line with lending policy and regulatory standards (MCOB)
  • Perform detailed affordability assessments, including non-standard income and complex applicant profiles
  • Apply manual underwriting judgement with freedom to apply common sense without the restrictions of rigid credit scoring
  • Provide technical guidance to junior underwriters and administrative assistants
  • Contribute towards underwriting policy reviews and process improvements
  • Liaise with intermediaries and internal stakeholders to progress applications efficiently

The successful candidate will possess:

  • At least 3 years' previous manual mortgage underwriting experience in residential and / or B2L lending
  • Previously held a mandate
  • Have a customer focus, be able to work within a relatively small team and contribute to the wider business, supporting more junior colleagues in particular

Along with a competitive salary, additional benefits include: bonus scheme, very generous pension scheme and BUPA health care. If you are an experienced mortgage underwriter who can commute to the Central Belt area once a week and looking to work in a customer focussed lender, please apply now.

  • Mortgage Compliance Supervisor

    3 days ago

    Edinburgh, Edinburgh, United Kingdom LSL Property Services plc Full time £28,000 - £30,000 per year

    Compliance Supervisor - Remote working but living in the Newcastle, Durham, Edinburgh or Glagow areaPRIMIS Mortgage Networkare the largest dedicated Mortgage & Protection Network in the UK with some 3000 advisors and circa 1000 partner AR firms nationally. PRIMIS form part of theLSL Property Services plc group.We are recruiting for a new role,Compliance...

  • Mortgage Compliance Supervisor

    12 hours ago

    Edinburgh, Edinburgh, United Kingdom LSL Property Services Full time

    Job ProfileCompliance Supervisor - Remote working but living in the Newcastle, Durham, Edinburgh or Glagow areaPRIMIS Mortgage Network are the largest dedicated Mortgage & Protection Network in the UK with some 3000 advisors and circa 1000 partner AR firms nationally. PRIMIS form part of the LSL Property Services plc group.We are recruiting for a new role,...

  • Mortgage Compliance Supervisor

    6 hours ago

    Edinburgh, Edinburgh, United Kingdom LSL Property Services Full time

    Job LocationsUK-EdinburghJob ProfileCompliance Supervisor - Remote working but living in the Newcastle, Durham, Edinburgh or Glagow areaPRIMIS Mortgage Network are the largest dedicated Mortgage & Protection Network in the UK with some 3000 advisors and circa 1000 partner AR firms nationally. PRIMIS form part of the LSL Property Services plc group.We are...

  • Mortgage Compliance Specialist

    2 weeks ago

    Edinburgh, Edinburgh, United Kingdom Eden Scott Full time £40,000 - £60,000 per year

    Eden Scott client is recruiting for aMortgage Compliance Specialistto join a leading financial institution on a12-month fixed-term contractbased in Edinburgh.This role plays a key part in ensuring the organisation meets its regulatory obligations through effective compliance oversight and control testing. You'll work collaboratively across all lines of...

  • Senior Loss Control Surveyor

    5 hours ago

    Edinburgh, Edinburgh, United Kingdom NFU Mutual Full time

    Senior Loss Control SurveyorComplete detailed underwriting risk surveys for domestic, bespoke, farming, and commercial customers, for one of the UK's leading Financial Services providersBe a technical referral point for less experienced team members within a large yet supportive Loss Control departmentRemote role requiring multi-site travel + Company Car...

  • Intermediary Technology Account Manager

    5 days ago

    Edinburgh, Edinburgh, United Kingdom Lloyds Banking Group Full time £59,850 - £68,160

    End DateFriday 28 November 2025Salary Range£59,850 - £66,500We support flexible working – click here for more information on flexible working optionsFlexible Working OptionsJob ShareJob Description Summary.Job DescriptionJOB TITLE: Intermediary Technology Account ManagerSALARY: The salary banding for this role is £59,850 - £68,160LOCATION: Birmingham,...

  • Senior IT Support Analyst

    1 week ago

    Edinburgh, Edinburgh, United Kingdom Lumanity Full time £35,000 - £55,000 per year

    Overview / About UsLumanity is dedicated to improving patient health by accelerating and optimizing access to medical advances. We partner with life sciences companies around the world to generate evidence to demonstrate the value of their product, translate the science and data into compelling product narratives, and enable commercial decisions that...

  • Senior Solicitor/Solicitor

    6 hours ago

    Edinburgh, Edinburgh, United Kingdom Scottish Legal News Full time

    Lindsays EdinburghPQE: Circa 3 years' PQEResidential ConveyancingReporting to: Residential Conveyancing Partners/Head of ResidentialFully-office basedWorking hours: 9am-5pm Monday-Friday (35 hours per week)Please note, whilst we don't have a set closing date, we may close this vacancy early if we receive significant numbers of applications. We may also...

  • Senior Lawyer

    2 weeks ago

    Edinburgh, Edinburgh, United Kingdom Financial Conduct Authority Full time £60,900 - £83,500

    Senior LawyerDivision: LegalDepartment: Payments, Credit, Competition and Claims Management (PCCC)Salary: National (Edinburgh and Leeds) ranging from £60,900 to £76,000 and London from £66,900 to £83,500 (salary offered will be based on skills and experience)This role is graded as: Senior Associate – Practising LegalYour recruitment contact is Rumana...

  • Senior Lawyer

    4 days ago

    Edinburgh, Edinburgh, United Kingdom Financial Conduct Authority Full time £60,800 - £83,500 per year

    Senior LawyerDivision: LegalDepartment: Payments, Credit, Competition and Claims Management (PCCC)Salary: National (Edinburgh and Leeds) ranging from £60,900 to £76,000 and London from £66,900 to £83,500 (salary offered will be based on skills and experience)This role is graded as: Senior Associate – Practising LegalYour recruitment contact is Rumana...