Risk Apprentice

End DateTuesday 11 November 2025Salary Range£25,000 - £26,250We support flexible working – click here for more information on flexible working optionsFlexible Working OptionsHybrid WorkingJob Description SummaryRisk ApprenticeDuration: 2 yearsSalary: £26,500 + fantastic benefitsLocation: EdinburghStart: Early September 2026Qualification – Level 3 Compliance & Risk apprenticeship with Kaplan. You’ll also get the chance to complete either the ICA International Advanced Certificate in Governance, Risk & Compliance or the International Advanced Certificate in Anti-Money Laundering.Job DescriptionBe our safety netAt Lloyds Banking Group, protecting our 28 million customers isn’t just important. It’s essential. From everyday payments to big business deals, people count on us to keep their money and data safe.That’s where you come in. As a Risk apprentice, you’ll learn how to spot problems before they happen, help teams stay on the right side of complex regulations, and keep our bank (and our customers) protected. Think of it as being the safety net for Britain’s biggest digital bank.Two years. Real risks. Real impactThis two-year apprenticeship combines classroom learning with hands-on experience.You’ll rotate through projects that show you just how wide-ranging risk management can be - from fraud prevention to regulatory compliance.You’ll cover topics like:Understanding legal and regulatory frameworks (yes, the rules of the game)Presenting complex information clearly (because jargon doesn’t help anyone)Reporting and analysing risk situationsHow to build evidence-based reports leaders can act onAnd you won’t just learn theory. You’ll apply it in real life, every day.The work you could be doingHelping colleagues apply legal and regulatory frameworksSpotting and reducing potential risks before they growWriting clear reports that help decision-makers take actionCommunicating risks in ways that everyone can understandYour skills toolkitYou’ll master:Risk and compliance basics (the “must-haves” in financial services)Analytical thinking and evidence-based reportingCommunication skills that make complex stuff simpleHow to keep customers, colleagues and the business safeSupport in your cornerWe’ll back you all the way with:Blended learning: real projects + tutor-led studyTime dedicated to your developmentA mentor, a manager and a buddy who’ll share their experienceA network of colleagues who’ve got your back (and your career)Your future. Fully fundedWe’ll pay your salary and cover the cost of your studies, giving you the opportunity to complete a fully funded level 3 apprenticeship in Compliance & Risk. Alongside this, you’ll gain a professional qualification in either regulatory compliance or anti-money laundering, build transferable skills that can open doors across the financial services sector, and gain valuable experience at the heart of a bank that supports millions of businesses and customers.RequirementsWhat you need to applyYou’ll need to be at least 18 years old by the end of February 20275 Nat 5s at grade A-C, including both Maths and EnglishImportant informationAn additional requirement for the apprenticeship position is that you must currently possess a valid Right to Work in the UK. Your visa end date must extend beyond the duration of the apprenticeship programme, which will last up to two years.Due to Home Office requirements regarding Skilled Workers, we’re unable to accept applications for visa sponsorship for our apprenticeship roles as the proposed salary for the role does not meet the minimum threshold – if this situation applies to you, please consider looking for other vacancies which may be more suitable.LocationThis apprenticeship is based in Edinburgh, and you will be expected to work from the Edinburgh office throughout the programme. While our hybrid working policy requires office attendance at least two days per week (40% for full-time colleagues), apprentices are expected to be in the office most days during the initial settling-in period.If your commute exceeds 1.5 hours, we strongly recommend relocating closer to the office to ensure consistent attendance in line with contractual and hybrid working expectations.About working for us Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.SalaryYou will join us on a fixed apprenticeship salary. Upon successful completion of the apprenticeship, you will be re-graded, with your pay range consistent with the job family for your business area.We also offer a wide-ranging benefits package, which includes:A generous pension contribution of up to 15%An annual performance-related bonusShare schemes including free sharesBenefits you can adapt to your lifestyle, such as discounted shopping22 days’ holiday, with bank holidays on topA range of wellbeing initiatives and generous parental leave policiesThe closing date to apply for this opportunity is 11th November 2025Our roles generate a lot of interest and occasionally we need close for applications earlier than originally advertised. If you think working with us could be right for you, please apply now and see where an apprenticeship with us can take youIf you have any queries regarding the recruitment process, please email lloydsbankinggroup@cappfinity.com and a member of our team will be happy to help.At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. #J-18808-Ljbffr