Credit Risk Analyst

A Platinum Investors in People employer and an award-winning UK bank, focused on growth. Our customers include savers and businesses across the UK and, working together, we use our specialist expertise to help them achieve their ambitions and build a sustainable future. If you’re an experienced Credit Risk Modeller looking for an opportunity to grow in a friendly environment, we’re looking for you We’re flexible, inclusive, committed to your wellbeing and passionate about you reaching your potential. Let’s grow together … What you’ll be doing The Credit Risk Modeller is responsible for: Providing support for the development, validation, implementation and monitoring of Credit Risk Models, in line with regulations and Model Governance standards. Performing detailed and well documented analyses to support the development of the models. Validating modelling and analytical results, ensuring accuracy and sensitivity of findings Specifying, implementing and maintaining databases in support of the model development and monitoring. Monitoring and investigating data integrity issues for all the data elements used within the modelling and live production of the model outputs Creating and producing the regular monitoring of the stability, integrity and effectiveness of the models, highlighting adverse changes and proposing remedial action plans Devising logical, efficient and well documented programs. About You What you’ll bring to the team Degree level qualification in Mathematics, Statistics or equivalent Understanding of database manipulation techniques and software, preferably experience using R, SPSS, SAS or SQL. Curiosity and passion for data and problem solving Strong interpersonal skills, presentation and report writing skills Preferable to have understanding of credit risk management and / or credit scoring Even if you don’t meet all the criteria,we encourage you to apply. At Paragon, we value diversity and we’re excited to hear from passionate individuals like you If you’re ready to contribute to the team, please apply. Further information on the role can be found in the Purpose and Performance Profile (PPP), which is downloadable on this page. Working hours 37.5 hours with 1 hour for lunch, hybrid office / WFH. Hybrid pattern for the team is minimum 2 days in Homer Road office with additional office days as required based on business needs. Flexible working requests / part time and job shares will be considered. Inclusion As a Disability Confident Employer, we want to ensure that our vacancies are accessible for everyone. If you have a disability, long term health condition or are neurodiverse and need us to adjust our recruitment process please get in touch with our recruitment team. About Us What can we offer you? Generous Holiday Allowance: Starting from 25 days and climbing to 30, you also get to enjoy a day off for your birthday, Christmas Eve, and New Year’s Eve. You can also buy or sell up to a week’s leave Share Save Scheme:Annually, you have the opportunity to buy shares in Paragon at a discounted rate Profit Related Pay: We share some of our annual profit with our eligible employees Pension Plan:We contribute up to 10% of your annual salary towards your pension Family Friendly policies: We offer enhanced parental pay and paid time off for fertility treatment Employee Discounts:Enjoy exclusive discounts on entertainment, travel, shopping, motoring and more Volunteering Day:Contribute to causes you care about with one volunteering day per year Life Assurance and Personal Accident Cover Be flexible We promote flexibility around how and where we work so that you can achieve a healthier work-life balance. We operate hybrid working, splitting our week between the office and home. We are also open to discussing flexible working, job shares and part time options. Be yourself As an equal opportunities employer, we welcome diversity and care about inclusion. That’s why we want you to be your whole self at work. We believe an inclusive workplace is good for each of us, great for our customers and better for our business. Our Equality, Diversity and Inclusion Network meets regularly to share challenges, experience, and ideas to build a more equal, diverse, and inclusive business. Be heard We listen to your point of view, with our People Forum and regular employee surveys making sure you can use your voice and influence our future. Be well We will give you access to a range of tools and resources to support your wellbeing. This will include a digital GP service via our free Employee Assistance Programme, access to our Wellbeing team to connect you with the help you need to get more out of life and our Vitality at Work programme to provide you with discounted gym membership, fitness equipment and another multitude of wellbeing services. Be better We want you to reach your potential and, as a Platinum Investors in People employer, we’ll encourage you to learn and develop by building a personalised development plan together with your manager. #J-18808-Ljbffr