Transaction Manager

Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are.That’s why we built iwoca. Our smart technology, data science and five-star customer service ensures business owners can act with the speed, confidence and control they need, exactly when it’s needed.We’ve already cleared the way for 100,000 businesses with more than £4 billion in funding. Our passionate team is driven to help even more SMEs succeed, through access to better finance and other services that make running a business easier. Our ultimate mission is to support one million SMEs in their defining moments, creating lasting impact for the communities and economies they drive.The companyImagine a world where every small business has the power to thrive. That’s the world we’re building at iwoca. Small businesses aren’t just statistics – they’re the heartbeat of our communities, the character of our high streets, and the engine of our economy.Since 2012, we’ve revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that is fast, flexible, and actually works for modern businesses.Our impact speaks for itself: we’ve provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent’s leading fintech innovators. But we’re just getting started. Our mission? To empower one million businesses with the financial tools they deserve.We combine cutting‑edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether it’s managing cash flow or seizing unexpected opportunities, we ensure businesses get the funds they need – often within minutes.The teamYou’ll join the founding team building manda as a high‑growth venture within iwoca.We operate with the autonomy and pace of a startup, backed by the infrastructure, data, and credibility of a proven fintech scale‑up.You’ll work closely with the Venture Lead and our sell‑side Transaction Manager as we scale toward tens of thousands of SME transactions annually.The roleYou will own the entire buy‑side journey, from first contact with a professional buyer through mandate qualification, opportunity matching, negotiation, LOI, due diligence, and completion. Your task is to acquire, qualify, and convert professional and strategic buyers into active mandates and closed acquisitions.ResponsibilitiesBuyer Acquisition & Buyer PortfolioBuilding and maintaining a high‑quality portfolio of professional buyers including corporates, private equity funds, family offices, and search‑fund operatorsQualifying buyers early: mandate fit, sector appetite, transaction history, funding credibility, proof‑of‑funds signalsMandate Shaping & Opportunity MatchingConverting buyer criteria into structured, repeatable search mandates.Contributing to a matching system using valuation bands, diligence outputs, and scoring logic to allocate opportunities efficientlyProcess Management & DiligenceDriving NDA execution and structured buyer access into data rooms.Managing Q&A, diligence requests, document coordination, expectation alignment, and commercial issue‑resolutionEnsuring offer discipline through indicative offer templates, valuation guardrails, and clear financing intentHelp with data room document collection and preparation for acquisition targets that you pushed.Negotiation & CompletionLeading negotiations to agree intelligently structured LOIs that are transparent, fair and maximise chances of successStaying hands‑on during exclusivity and the entire due diligenceDriving deals to completion by maintaining momentum and alignment between all partiesPlatform Integrity & ComplianceEnforcing fee attribution, non‑circumvention, and process discipline to protect platform integrity and build trustThe requirements6+ years’ experience in buy‑side M&A, search funds, lower‑mid‑market private equity, corporate development, or tech‑enabled deal platformsA buyer network you can draw on, with proven ability to influence diverse buyer typesStrong financial literacy: ability to guide valuation ranges, run basic financial DD preparation, and understand acquisition financing structuresExperience managing competitive bid processes, LOIs, and exclusivity periodsHigh operational discipline and structured communication, aligned to iwoca’s service standardsComfortable working in an evolving environment with limited tooling and rapidly changing constraintsSharp commercial instincts when navigating incomplete information and maintaining deal velocityBonus, but not requiredDirect SME M&A brokerage or advisory experience, especially in high‑volume owner‑managed transactionsExperience working with imperfect financial data and driving deals through commercial pragmatismBackground in digital‑enabled deal platforms or lower‑mid‑market corporate financeUnderstanding of SME business models, common transaction issues, and typical structures in the £500k–£10m EV rangeThe salaryWe expect to pay a base range of £65,000 to £120,000 for this role, depending on experience.Compensation includes a performance‑linked incentive based on a fixed percentage of the transaction fees you generate. With this structure, performers typically earn total compensation between 1.5× and 2.5× base.We’re open‑minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews.The cultureAt iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our products and services.The officesOffices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks.Events and clubs, like bingo, comedy nights, football, etc.The benefitsFlexible working hours.Medical insurance from Vitality, including discounted gym membership.A private GP service (separate from Vitality) for you, your partner, and your dependents.25 days’ holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave.A one‑month, fully paid sabbatical after four years.Instant access to external counselling and therapy sessions for team members that need emotional or mental health support.3% Pension contributions on total earnings.An employee equity incentive scheme.Generous parental leave and a nursery tax benefit scheme to help you save money.Electric car scheme and cycle to work scheme.Two company retreats a year: we’ve been to France, Italy, Spain, and further afield.Learning & DevelopmentA learning and development budget for everyone.Company‑wide talks with internal and external speakers.Access to learning platforms like Treehouse. #J-18808-Ljbffr