Commercial Banking Relationship Manager

Commercial Banking Relationship Manager (£50k basic / immediate start) This range is provided by Market Talent Ltd. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range This is a high-visibility opportunity to join a well-established UK bank with a strong and growing footprint across Commercial, Corporate and SME banking. The Southall branch is entering a phase of renewed momentum, with clear growth ambitions, enhanced customer engagement plans, and a commitment to strengthening the commercial balance sheet. As a Relationship Manager, you will play a pivotal role in shaping the branch’s performance — driving new business, deepening existing relationships, safeguarding portfolio quality and elevating the end‑to‑end customer experience. This is a hands‑on role for a banker who enjoys accountability, thrives in a regulated environment, and is energised by both origination and disciplined credit management. The bank will not sponsor on this occasion unfortunately. British, ILR, Full Settlement, your spouse is British / ILR etc etc About the Bank The organisation operates under a UK‑regulated banking licence and provides a full suite of corporate and commercial banking services across several London branches. Their proposition centres on: A highly personalised, relationship‑led service model A prudent credit culture backed by mature risk governance Competitive Commercial & SME lending solutions across working capital, property‑backed facilities, trade finance and treasury products A digital platform designed to streamline onboarding, enhance transaction transparency and support day‑to‑day client banking Fast decision‑making enabled by close collaboration between front office, credit and operations The bank’s London presence is well‑recognised for its stability, its tailored approach to business customers, and its focus on long‑term partnerships rather than transactional interactions. The Opportunity You will manage a defined portfolio of Commercial & SME clients while actively acquiring new relationships. Success in this role will come from balancing commercial growth with robust risk management, ensuring clients receive a high‑quality experience that aligns with regulatory expectations and internal standards. What You’ll Be Driving Manage and grow a portfolio of business clients through proactive engagement, regular meetings and effective needs analysis Identify new lending, deposit and cross‑sell opportunities (e.g., trade finance, treasury, digital services) Act as a trusted advisor to business owners, finance directors and key decision‑makers Ensure high‑quality customer experience throughout onboarding, review cycles and servicing 2. New Business Development Build a healthy pipeline of Commercial & SME prospects across the local and wider London market Lead customer appointments, pitch facilities and negotiate commercial terms Represent the bank in the business community, raising local market visibility 3. Credit & Risk Discipline Prepare high‑quality credit applications with strong financial analysis and clear risk mitigation Monitor early warning indicators to maintain strong portfolio health Manage renewals, reviews and compliance requirements within expected timelines Champion strong conduct, governance and regulatory awareness 4. Branch & Internal Collaboration Work closely with credit, operations and other business units to ensure smooth, timely customer outcomes Support the branch leadership team with commercial insights, MI and market feedback Contribute to internal projects, process improvements and team initiatives What You’ll Bring Experience in Commercial / SME relationship management within banking Strong credit‑writing capability and confidence handling financially complex cases A proactive approach to new business development Excellent communication, negotiation and presentation skills Sound understanding of FCA/PRA expectations, customer fairness principles and compliance standards A collaborative mindset, disciplined diary management and comfort working in a structured environment Why This Role Matters This is a relationship‑led bank with the capital strength, customer loyalty and governance foundations to grow sustainably. Joining now allows you to: Have a meaningful impact on a branch with clear upward potential Work in a culture where strong banking fundamentals still matter Build a portfolio with real depth and longevity Benefit from quick access to decision‑makers and credit partners Be recognised for commercial delivery and high‑quality customer outcomes Compensation £50,000 base plus yearly bonus and excellent banking level benefits. OTE £60 - £65k Year1 If you’re exploring opportunities like this or scaling your own team, simply google "Market Talent" to see how we support high‑growth organisations across the UK. Seniority level Mid‑Senior level Employment type Full‑time Job function Finance and Sales Industries Banking #J-18808-Ljbffr