Senior Credit Manager

Senior Credit Manager - Specialised Finance RiskJob ID: 43522Location: London, GBArea of interest: Governance, Risk Management & ComplianceWe are seeking an experienced Senior Credit Manager in London to join our exciting global Specialised Finance Risk team at Standard Chartered Bank. The Specialised Finance Risk team focuses on several key business pillars including project and export finance, leveraged and acquisition finance, shipping and aviation finance, and commercial real estate amongst other segments. These business segments are an important part of Standard Chartered’s global strategy. The successful candidate will be working with the Chief Credit Officer as well as other experienced credit risk colleagues to drive the risk management of the bank’s origination, underwriting, and portfolio.Make final credit decisions and rating assessments using subject-matter expertise.Risk manage a portfolio of unique counterparties and exposures with early-stage detection of credit deterioration, which includes stress testing.Work actively with the Bank’s business teams to promote revenue growth whilst protecting Standard Chartered Bank against the downside risks through identification, investigation, mitigation and management of risks.The candidate will engage in early-stage deal screening and due diligence of new sponsors, borrowers and transactions, with the ability to analyze complex situations to find solutions. The candidate will further influence deal structuring for best-in-class underwriting standards.Present periodic portfolio and industry reviews with senior stakeholders and senior Risk partners.Design, maintain and effectively communicate risk control parameters to maintain the risk profile in line with the Group’s risk appetite.Skills and ExperienceAbility to make credit risk decisions / recommendations with semi-complete information, but sufficient to form a sound, well-grounded credit view, in a compressed time schedule.Effective engagement with borrowers and sponsorsExperience in stakeholder management and ability to express and communicate a credit opinion (written and orally).Detailed understanding of creditor documentationStrong ability to assess a diverse range of counterparties, asset classes and credit scenariosProficiency in stress testingQualificationsIndustry: Expertise and agility in the risk management of complex situationsMarket Knowledge: Substantial experience at the highest level in the banking industry, including demonstrated success in similar role within the same product / business area.Risk Management and Control: Demonstrated track record in successful management and ability to manage risk in geographically dispersed and highly varied product base.Strong understanding of credit risk, financial analysis and structuring, and their application in lending decisions for single counterparty credit risk appetite. This would be gained from an investment bank or a structured finance group of a major international organizationA desire to grow and learn.Regulatory Framework and Requirements: Awareness and understanding of regulatory framework in which the bank operates, and the regulatory requirements and expectations relevant to the role.Non-technical Skills: Significant relationship management experience – with external stakeholders at the most senior levels, including regulators.About Standard CharteredWe're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.Together we:Do the right thingand are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we doNever settle,continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so wellAre better together,we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long termWhat we offerIn line with our Fair Pay Charter,we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.Core bank funding for retirement savings, medical and life insurance,with flexible and voluntary benefits available in some locations.Time-offincluding annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.Flexible workingoptions based around home and office locations, with flexible working patterns.Proactive wellbeing supportthrough Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills,global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkitsA continuous learning cultureto support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.Being part of an inclusive and values driven organisation,one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.Recruitment AssessmentsSome of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. #J-18808-Ljbffr