Consumer Loans Underwriter

6 days ago


City Of London, United Kingdom updraft.com Full time

Updraft is an award-winning FCA approved app available on IOS/Android. Our mission is simple - to help consumers find freedom from cumulative lifestyle borrowing such as credit‑cards, overdrafts and buy‑now pay‑later schemes.While retailers and some start‑ups remain intent on weaponising algorithms to maximise profit, we harness behaviour science, AI and expertise to offer our users powerful counter‑measures.As the business is undergoing rapid growth in demand for their product, we are looking for an enthusiastic underwriter to help us deliver an exceptional level of service to our customers. We do not believe in silos and departments that are typically found in banks and other lenders. As part of the Underwriting Team you will work and be responsible across multiple disciplines to ensure you help your customers achieve the best outcomes.ResponsibilitiesApprove and decline loan applications by assessing applicants’ creditworthiness and affordability in line with Updraft lending policyGather additional information needed for credit applications from customersCommunicate with customers in a friendly and efficient manner through all application stagesForm and maintain effective relationships across all business teamsRegularly participate in various business projects helping to improve our processes and achieveQualificationsMinimum 1 year to 3 years of experience in consumer credit underwriting.Previous experience in a customer‑facing role is an advantage.Strong numerical and analytical skills.High level of attention to detail.Strong decision‑maker.Inquisitive thinker and critical mind.Comfortable with a fast‑paced environment and frequent changes.Availability to work either Saturdays or SundaysPrevious experience in a start‑up is an advantageBenefitsCompany pensionHybrid workHealth Insurance #J-18808-Ljbffr



  • City Of London, United Kingdom Mercor Full time

    Mercor is collaborating with a leading fintech platform to support a series of underwriting automation and quality assurance tasks. We're seeking experienced financial services professionals with strong backgrounds in credit analysis, income verification, and consumer lending to assist in validating and improving AI-generated underwriting outputs. This is a...


  • City Of London, United Kingdom Updraft Full time

    OverviewUpdraft is an award-winning FCA approved app available on IOS/Android. Our mission is simple - to help consumers find freedom from cumulative lifestyle borrowing such as credit-cards, overdrafts and buy-now pay-later schemes. While retailers and some start-ups remain intent on weaponising algorithms to maximise profit, we harness behaviour science,...


  • London, United Kingdom Mercor Full time

    1. Role Overview Mercor is collaborating with a leading fintech platform to support a series of underwriting automation and quality assurance tasks. Were seeking experienced financial services professionals with strong backgrounds in credit analysis income verification and consumer lending to assist in validating and improving AI-generated underwriting...


  • City Of London, United Kingdom Updraft Full time

    A financial technology company in London is seeking an enthusiastic underwriter to join their growing team. The successful candidate will approve and decline loan applications, ensuring exceptional customer service throughout the process. Ideal candidates will have 1 to 3 years of experience in consumer credit underwriting and possess strong analytical...


  • London, United Kingdom Updraft Full time

    Updraft is an award-winning FCA approved app available on IOS/Android. Our mission is simple - to help consumers find freedom from cumulative lifestyle borrowing such as credit-cards, overdrafts and buy-now pay-later schemes. While retailers and some start-ups remain intent on weaponising algorithms to maximise profit, we harness behaviour science, AI and...

  • SENIOR UNDERWRITER

    1 week ago


    City Of London, United Kingdom Nouvo Recruitment Full time

    Overview Senior Underwriter - Bridging Location 25 mins from St Pancras overground station (5 min walk to the office). Fridays work from home. Pension & private healthcare. 23 days holiday + bank holidays. Nouvo are extremely excited to be working with this leading finance organisation, which has seen mergers and growth in the last 18 months. Due to business...


  • London, United Kingdom Uniting People Full time

    **Consumer Finance Credit Underwriter** Credit Underwriter Duties: - Evaluate, Assess and Verify customers Income and bank transactions via Open Banking Platforms - Undertake a full assessment and evaluate the affordability and credit worthiness of an applicant through credit analysis via Credit Reference Agencies - Ensure all processes undertaken follow...


  • City Of London, United Kingdom Mercor Full time

    A leading fintech platform is seeking financial services professionals for underwriting automation tasks. This short-term remote role involves validating AI-generated outputs and requires expertise in credit analysis and income verification. Candidates should have over 5 years of experience in underwriting or credit analysis. The compensation is...


  • London, United Kingdom YouLend Full time

    3 days ago Be among the first 25 applicantsGet AI-powered advice on this job and more exclusive features.About UsYouLend is the preferred global embedded financing platform for many of the world's leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments....


  • City Of London, United Kingdom Abound Full time

    About Abound We’re on a mission to make affordable loans available to more people. Using the power of Open Banking, we have built state-of-the-art technology that allows us to look beyond traditional credit scores and offer fairer credit to people ignored by traditional lenders. We have two parts of our business. On the consumer side, we have Abound....