Product Owner

Product Owner - Data and Lending OSB Group – West Midlands, England, United Kingdom We are recruiting for a brand new role, Product Owner - Data and Lending, to shape how OSB Group uses data to enhance customer journeys, inform decision‑making, and drive business performance. As part of the Group's transformation, we’re launching a new mortgages platform and Cloud‑based data infrastructure, a key milestone in our ambition to deliver smarter, faster, and more customer‑centric lending experiences. The role will champion the end‑to‑end ownership of mortgage data, from capture through to usage, ensuring we leverage insight and automation to optimise customer journeys and strengthen our data foundation for future growth. You’ll work closely with the Senior Product Owner and collaborate with key functions across the bank, including Credit Risk, Treasury, Regulatory Reporting, Finance, and Modelling to ensure data access, lineage, and quality meet evolving business needs. This role can be based from our Wolverhampton, Chatham or London office and will require occasional travel between all OSB Group locations. Responsibilities Act as the lead and champion for utilising data to analyse and optimise customer and broker journeys. Own and prioritise the data and reporting backlog to support new product and feature launches on the mortgages platform. Lead the Bank's transition to self‑service analytics, enabling users to access and use data effectively through modern tools and the new Cloud data platform. Map and document mortgage data flows end‑to‑end, from origination (Salesforce/nCino) through integrations with property risk, credit risk, valuations, and core banking systems. Develop and maintain data dictionaries and standards, driving consistency and clarity in data capture and usage. Manage data change processes, ensuring all updates are assessed for end‑to‑end lineage and impact. Act as a key point of contact for data‑related production incidents, ensuring swift resolution and continuous improvement. Benefits Enhanced family‑focused benefits. Annual bonus opportunity up to 25 %. 28 days annual leave plus bank holidays. Qualifications Strong understanding and experience of mortgages originations data, processes, and how data flows across the lending lifecycle within a banking organisation. Experience supporting data needs across both originations (property risk, valuations, credit risk) and on‑book loans (finance, treasury, regulatory reporting). Proven ability to analyse, map, and interpret data from source systems to processed, end‑user views. Hands‑on experience with data extraction and query tools (SQL) and comfort working with data platforms and integrations. Familiarity with data governance frameworks, data security, and cloud data architectures. Exposure to modern data technologies such as Databricks, Kafka, and data lakes. Experience managing data backlogs and product roadmaps within an Agile delivery environment. Strong communication and stakeholder management skills, able to explain complex data concepts clearly to both technical and non‑technical audiences. Next Steps Shortlisted candidates will go through a personalised recruitment process that is relevant and conversational – inclusive of any individual reasonable support required. We want to bring out the best in you Diversity & Inclusion We champion diversity at all levels, with board‑level Diversity Champions tracking our progress. We are proud to be signed up to the Women in Finance Charter to actively support the growth and development of senior women in our sector and are dedicated to treating all our employees and job applicants equally, opposed to discrimination on any grounds. Seniority Level Mid‑Senior level Employment Type Full‑time Job Function Finance and Strategy/Planning Industry Banking #J-18808-Ljbffr