Relationship Manager Mortgages
2 days ago
London based international bank, who offer hybrid working, seek an experienced Relationship Manager/Business Development Manager to join the bank and help grow their Mortgage Loan book and manage the existing Mortgage loan portfolio.Key ResponsibilitiesServe as the primary Relationship Manager for High Net Worth (HNW) clients seeking regulated mortgage solutions, ensuring a personalised and expert-led experience throughout the customer journeyAct as the key relationship manager for mortgage intermediaries, building and maintaining strong professional partnershipsConduct comprehensive financial assessments that take into account complex income structures, property portfolios, trust arrangements, and assetsThis role may transition to that of a regulated Mortgage Consultant, enabling the provision of tailored Advice and Recommendations in accordance with regulatory standards.Work closely with the underwriting team to supervise the end to end processOriginate, structure, and professionally evaluate regulated mortgage applications—including residential purchases, re-mortgages, and capital raisingDevelop and implement an annual marketing strategy aimed at deepening existing client relationships and generating new business opportunities through both direct client engagement and intermediary networks.Hold primary responsibility for a portfolio of approximately 60 clients per year, managing all aspects of their regulated lending relationships with a focus on service excellence, compliance, and retention.Proactively manage a live mortgage pipeline, working constructively with the Bank’s Credit Unit to ensure efficient progression from application through to completion.Essential Experience RequiredYou must have worked for a Bank or specialist Mortgage Lender in the UKProven ability to manage a portfolio of High Net Worth (HNW) clients, offering bespoke advice and maintaining long-term relationships through regular reviews and tailored service.Experience in originating and structuring regulated mortgage applications, including residential purchases, re-mortgages, and capital raising.Strong credit risk assessment skills, including the ability to evaluate complex income structures, international assets, and bespoke repayment terms.CeMAP qualification or equivalent is required (CEFA).FCA Regulations & MCOB: Deep understanding of the FCA’s Mortgage Conduct of Business rules, including affordability assessments, disclosure requirements, and Consumer Duty obligations.Seniority levelMid-Senior levelEmployment typeFull-timeJob functionOtherIndustriesBanking and Financial ServicesLondon, England, United Kingdom #J-18808-Ljbffr
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