Commercial Manager, Chief Customer

**End Date**Saturday 27 December 2025**Salary Range**£59,850 - £66,500**Flexible Working Options**Hybrid Working, Job Share**Job Description Summary**.**Job Description****JOB TITLE:** Commercial Manager, Chief Customer & Digital Office**LOCATIONS:** Edinburgh or Leeds**SALARY:** £59,850 to £66,500**HOURS:**Full-Time**WORKING PATTERN:**Our work style is hybrid, which involves spending at least two days per week or 40% of your time at one of our office sites**About the Role**In the Chief Customer & Digital Office (CCDO) we are passionate about transforming how we engage with our customers, advisers, and colleagues. We are focused on developing new innovative digital propositions that are tackling some of the big UK gaps, where people are not saving enough for their future or protecting what’s important. If so, we have the perfect opportunity for you We are hiring a Commercial Manager for our Chief Customer & Digital Office Trading & Performance team. This team works across our Insurance, Pensions & Investments (IP&I) division and wider organisation. As a Commercial Manager, you will lead the work of crafting and monitoring our commercial plans and performance. This covers products distributed through the Scottish Widows app, public site, and retail channels. You will be a strategic problem solver with deep commercial foresight working with various partners across the organisation to create comprehensive plans that support our purpose of Helping Britain Prosper. This is a fast-paced and varied environment. You will own the commercial strategies across some key channels. You will also be responsible for reporting current performance and coordinating the re-forecasting process. Responsibilities include playing a key role in identifying growth opportunities, cost savings, surfacing customer needs, and ensuring our propositions are optimised to deliver against strategic priorities.**What you’ll be doing****Strategic Commercial Development*** Define and own commercial strategies, ensuring alignment with Group objectives and customer needs.* Compose and deliver commercial plans across key product areas including pension pot consolidation, protection, and investment solutions. Be accountable for Monthly Board Reporting & commentary inputs on behalf of CCDO.* Partner with Consumer Relationships, Product, and Distribution teams to surface and advocate IPI products that improve customer and business outcomes.* Support with strategic projects across CCDO & IPI that help drive customer and commercial outcomes**Performance & Value Delivery*** Own and drive performance frameworks that track delivery against strategic outcomes, ensuring transparency and accountability.* Lead commercial reviews and deep dives, surfacing insights that advise strategic choices and unlock value.* Translate sophisticated data into actionable recommendations for senior partners.* Surface and create digital data that can be used for continuous optimisation and customer insight.**Partner Influence & Collaboration*** Build positive relationships across CCDO, Finance, Product, and Transformation teams to align commercial priorities and drive joined-up delivery.* Represent the function at various forums, providing challenge, insight, and strategic.* Partner with Group Finance and Strategy to ensure alignment of commercial plans with IP&I objectives.* Governance & Risk Management.* Ensure commercial decisions are underpinned by robust governance, risk management, and regulatory compliance.* Proactively identify and mitigate risks to delivery, ensuring resilience and sustainability of outcomes.**Why Lloyds Banking Group**We’re on an exciting journey and there couldn’t be a better time to join us. The investments we’re making in our people, data, and technology are leading to innovative projects, fresh possibilities, and countless new ways for our people to work, learn, and thrive.**What you’ll need*** Deep understanding of performance frameworks, investment governance, and value tracking.* Proven experience operating at a senior level in a commercial, performance, or transformation-focused role.* Strong financial and commercially savvy, with the ability to interpret sophisticated data and drive actionable insight.* Exceptional stakeholder management and influencing skills, with experience engaging at executive levels.* Demonstrable success in leading cross-functional initiatives and delivering measurable outcomes.* Ability to lead through ambiguity, challenge constructively, and drive strategic transparency.**About Working For Us**Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.**We also offer a wide-ranging benefits package, which includes:*** A generous pension contribution of up to 15%* An annual performance-related bonus* Share schemes including free shares* Benefits you can adapt to your lifestyle, such as discounted shopping* 30 days’ holiday, with bank holidays on top* A range of wellbeing initiatives and generous parental leave policiesIf you’re excited by the thought of becoming part of our team, get in touch. **We’d love to hear from you****At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.****We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.****We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.**With 320 years under our belt, we're used to change, and today is no different. Join us and help drive this change, shaping the future of finance whilst working at pace to deliver for our customers.Here, you'll do the best work of your career. Your impact will be amplified by our scale as you learn and develop, gaining skills for the future.
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