Associate Underwriting

Associate Underwriting & Assurance AnalystWe’re 1st Central, a market-leading insurance company utilising smart data and technology at pace. Rapid growth has been based on giving our 1.4 million customers exactly what they want: great value insurance with an excellent service. And that’s the same for our colleagues too; we won Insurance Employer of the Year at the British Insurance Awards 2024 and our Glassdoor score is pretty mega tooAre you someone who enjoys working with numbers and solving problems? Do you have a strong analytical mindset and a background in a numerical subject? Are you naturally curious and always looking for better ways to approach challenges? If so, we’d love to hear from youWe’re looking for an Associate Underwriting & Assurance Analyst to join our Underwriting & Assurance team either based in our Salford Quays, Manchester or Haywards Heath, West Sussex offices.The Underwriting & Assurance Team are tasked with using analytics and insight to drive the ongoing optimisation of the 1st Central Group underwriting footprint, and the monitoring of underwriting performance, to support the delivery of profit and volume targets for the business.In this role you’ll contribute to and support various projects in these areas and to produce analysis to support the team’s wider objectives.We’re all about people and we’re passionate about continuous improvement, so you’ll share your thoughts with the team to continually progress our methods and team knowledge.Core skills we’re looking for to succeed in the role:A degree in a relevant Numerical subjectStrong analytical skillsA problem solving mindsetWhat’s involved:Support the ongoing development and optimisation of the Underwriting Footprint across First Central’s Motor and Home productsProduce analysis and explore statistical techniques to assess benefit and business impact of proposed changes to Underwriting Footprint including opportunities for profitable growth/expansion and to address any segments of performance concernUtilise relevant data sources and tools/packages, e.g. SAS, SQL, Databricks, RADAR, to produce high quality analysisExplore sources of third party data enrichment and assess opportunities to enhance Underwriting Footprint controlsProduce ad-hoc performance analysis to support timely business decision makingCollaborate with colleagues within team and across wider business, including Technical Underwriters, Pricing and Retail teams, to ensure initiatives are aligned with company objectives as well as customer and regulatory outcomesAssist with deployment of Underwriting Footprint rate changesHelp to identify opportunities for improvement and refinement within Underwriting criteria or processes, and surface these to the appropriate stakeholdersSupport the ongoing Internal monitoring of the Reinsurance Programme and monitoring of Competitor Underwriting activityProactively own personal development – researching and learning about new tools, techniques, and data sources which may benefit the team, under the guidance of the Head of Underwriting Analytics and other team colleaguesComply with the requirements, and act in accordance with, the Group Code of Conduct and Fitness and Propriety policies at all timesEnsure compliance with Company Policies, Values and guidelines and other relevant standards/ regulations at all timesAny other reasonable dutiesExperience & knowledgeExperience with analytical programming languages and packages, such as SAS, SQL, DatabricksExperience with RADAR beneficial, but not essential.Knowledge of statistical methods and analytical techniquesKnowledge of personal lines general insurance preferredStrong commercial acumenMinimum 2:1 in a numerical undergraduate disciplineStrong mathematical skillsGood time management and organisation skillsStrong problem-solving mindset, with the ability to adopt a logical approach to solving problemsData and statistical analysis skills preferredStrong IT skills (including Excel and ideally programming skills)Good communication skills, both verbal and writtenLogical thinker with solid reasoning abilityCommercially focussedEmphasis on attention to detail and accuracyQuick learnerBehavioursAligned to the values of Ambition; Agility; Ownership; CollaborationSelf-motivated and enthusiasticAn organised and proactive approachAbility to work on own initiative and as part of a teamA flexible approach and positive attitudeStrives to drive business improvements to contribute to the success of the businessAre you the person we’re looking for? If so, we look forward to hearing from you. Apply todayWant to know what it’s really like to work at First Central? Take a look at our Glassdoor reviews.What can we do for you?People first. Always. We’re passionate about our colleagues and know the best people deserve an extraordinary working environment. We owe it to them so that’s what we offer. Our workplaces are energetic, inspirational, supportive. To get a taste of the advantages you’ll enjoy, take a look at all our perks in full here .Intrigued? Our Talent team can tell you everything you need to know about what we want and what we’re offering, so feel free to get in touch.86% of people would recommend a friend to work at First CentralSimply Health Cash plan. Reclaim the cost of your eye tests, dental appts, physiotherapy and moreFlexible Bank HolidaysEight flexible bank holidays; you can choose which festivals you observeWe’re passionate about it. Everyone gets a paid day off annually to volunteerElectric Car SchemePlug into our Electric Car Scheme for a deal with insurance, road tax and servicingFlexible WorkingWe’re flexible; most roles let you mix office and home working. We work fluidly around core hoursYour Time in NeedYour Time in Need: five days’ leave so you can deal with life stuff. We’ll support you #J-18808-Ljbffr