? 3 Days Left: Senior Mortgage Underwriter

1 week ago


Waterford, United Kingdom West One Loans Full time

The overall responsibility of the role is to take ownership of allocated cases from inception through to completion.
Key Accountabilities - Take ownership of tasks delegated from the Team Leader such as UAT testing , product set up in fusion, update procedure documents , etc ….
- Manage the Team in the absence of the Team Leader.
- To assist in the training, mentoring and be a referral point to less experienced members of the team.
- Be a referral point for broker support for queries on applications in the absence / unavailability of the Team Leader.
- Maintain broker relationships that are integral to the growth for WOSL.
- Promote our Team Ethic.
- Ensure all underwriting is in line with Company policy and within regulation.
- Underwrite large loan applications (up to £250k) and maintain a pipeline of cases.
- Liaising with introducers, valuers and solicitors ensuring an excellent relationship is maintained.
- Ensure that all cases are Underwritten within the Groups Risk appetite.
Skills & Competencies - Ability to work as part of a team.
- Pass internal competency tests post induction.
- High attention to detail.
- Good written and verbal communication skills.
Knowledge & Qualifications - A strong understanding of FCA regulation.
- Previous experience of managing a caseload and assessing cases for approval in a fast-paced environment - Experience within the secured lending sector - Experienced in Underwriting 2nd Charge or BTL mortgage applications.
- CeMAP (desirable, not essential).
Personal Attributes - Flexible - Articulate - Well organised - Robust and comfortable working to deadline and under pressure


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