Head of Credit

5 days ago

London Area, United Kingdom Skillful Full time

📌 Role: Head of Credit📌 Location: Wimbledon or Manchester – hybrid working (3 days in office)📌 Salary: £120,000 - £150,000 + bonus (10% to 27.5%), pension, benefitsThis is a big one - a senior Head of Credit role within a specialist UK lender where you’ll shape how credit decisions are made across the whole Asset & Leasing business. It’s a leadership position with real influence, full ownership of underwriting standards and policy, and a chance to work closely with senior people across the organisation.You’ll oversee a decentralised credit function of 40+ underwriters across multiple offices, supported by senior credit managers, a central underwriting team and an asset audit function. You’ll sit on Credit Committee, and play a central role in how the bank approaches risk, underwriting discipline and portfolio quality.This isn’t a narrow role. You’ll lead credit across small, medium and large corporate lending, providing judgement, coaching and direction to teams handling everything from straightforward small-ticket deals through to complex structured facilities. You’ll also guide the development of credit policy, oversee QA, support key projects, and help the business understand how credit appetite translates into day-to-day decisions.It’s also a role that comes with real responsibility. It’s classified as a Material Risk Taker, which means your decisions genuinely matter, the business trusts you to make calls that have a meaningful impact on the portfolio and the wider group.So, if you experience in:Leading credit and underwriting teams across SME, mid-corporate and large corporate lendingExercising a large personal delegated credit authorityUnderwriting complex asset finance and leasing transactionsRunning credit policy, QA frameworks, asset audit and in-life portfolio managementSupporting major risk projects such as IRB, IFRS9, affordability and model developmentProviding SME credit advice to senior stakeholders and shaping how credit appetite is appliedAnd have:A strong background in commercial or asset finance credit risk with a strong background in UnderwritingKnowledge of small, medium and corporate SME lending Solid understanding of security, legal and documentation risksKnowledge of credit scoring models, decisioning frameworks and how IRB fits into lending strategyExperience developing and mentoring high-performing credit teamsThe confidence to challenge where needed and the communication skills to bring people with youHeld a large personal mandate A grounded, pragmatic approach to risk, balancing good business with good judgementThen we want to speak with you – and so will theyThis is a rare opportunity to step into a senior leadership role with real breadth, trust and visibility. You’ll join a business that values collaboration, supports its people, and gives you the space to genuinely influence how credit is run. If you want a role where your experience actually matters and your impact is felt across the organisation, this is the one to look at.We’re happy to share the full spec or chat through what makes this role such a standout opportunity. Just let us know what works best for you.Send your CV and we can set up a call to talk around the opportunity in more detail.💻 info@meetskillful.com / chris.manning@meetskillful.com

  • Head of Credit

    2 days ago

    London Area, United Kingdom JSS Search Full time

    My client, an established player in the Asset Finance space, is looking for an experienced Head of Credit to join their team. The role will manage various business divisions, whilst holding a personal underwriting mandate and managing credit policy.ResponsibilitiesUnderwriting transactions and making recommendationsOwn and manage the asset finance credit...

  • Head of Credit

    1 week ago

    London Area, United Kingdom Barclay Simpson Full time £100,000 - £150,000 per year

    I am working with a growing brokerage in the commodities and FX space.They are looking for a Head of Credit to manage a small team based in London.The ideal candidate will have had exposure to either commodity OTC derivatives, or FX. Ideally a bit of both.If you have experience of credit risk in the commodity derivatives or FX space, please send me your...

  • Head of Credit Underwriting

    5 days ago

    London Area, United Kingdom GB Bank Full time

    Job summaryAs Head of Credit Underwriting, you will lead our growing first-line Credit Underwriting. You will be responsible for overseeing the credit underwriting process, ensuring prudent risk management practices to support the successful delivery of our lending growth plans. This role requires a strategic leader with a deep understanding of both credit...

  • Head of Credit Risk

    2 weeks ago

    London Area, United Kingdom Northreach Full time £800,000 - £1,200,000 per year

    Northreach is a dynamic recruitment agency that connects businesses with top talent in the lending, fintech, and digital sectors. Our mission is to provide a seamless and personalised recruitment experience for clients and candidates, and to create a positive work environment that encourages equality, innovation, and professional growth. We have partnered...

  • Senior Credit Controller

    2 hours ago

    London, United Kingdom Portfolio Credit Control Full time

    Our client is a well-know retail brand located in modern offices in Central London that require an experienced and professional Credit Controller looking to take the step up to management and take full ownership of the Credit Control function. No managementexperience is necessary and they are looking for someone hungry to take the step up and really progress...

  • Head of Credit Underwriting

    6 days ago

    London Area, United Kingdom GB Bank Full time £120,000 - £180,000 per year

    Job summaryAs Head of Credit Underwriting, you will lead our growing first-line Credit Underwriting. You will be responsible for overseeing the credit underwriting process, ensuring prudent risk management practices to support the successful delivery of our lending growth plans. This role requires a strategic leader with a deep understanding of both credit...

  • Credit Analyst/Senior Credit Analyst-NBFI

    18 hours ago

    London Area, United Kingdom dnevo Partners Full time

    Our client, a City-based Commercial Bank is seeking a Credit Analyst or Senior Credit Analyst to join the Non-Bank Financial Institutional (NBFI) Credit Risk Team.Principal Purpose of the Job:Minimise the Bank's credit-related losses by identifying and reasonably measuring the credit risks and mitigants in proposals, reviews etc.Make clear and unambiguous...

  • Head of Credit

    2 hours ago

    London, United Kingdom The Risk Partners London Full time

    **The Client**: The Risk Partners are supporting a leading Corporate & Investment Banking firm, in the search for a Head of Credit for their London business. **Role Responsibilities**: - Managing a team of Credit Analysts across all portfolio entities within the EMEA region - Portfolios include Corporates, FIs, Trade Finance, Real Estate - Take...

  • Credit Manager

    7 days ago

    London Area, United Kingdom IPOE Consulting Full time

    Credit ManagerInternational Bank based in London Salary £85k circa Hybrid working on offer Responsibilities will include;Develop and enhance monitoring infrastructure for Corporate Banking exposure which will feed into the Corporate and Institutional Banking Risk Forum and Branch Risk Committee including commercial real estate metricsProvide input to...

  • Commercial & Operations Coordinator

    11 hours ago

    London Area, United Kingdom Credit Benchmark Full time

    Who we areCredit Benchmark is a financial data analytics company offering access to an entirely new source of information: the consensus credit risk view of the world's leading banks. These unique credit risk indicators help deliver a greater understanding of the credit quality of entities around the world. We provide our services to leading financial...