Underwriter

6 days ago

Burnham Buckinghamshire, United Kingdom CV-Library Full time

Job Title: Underwriting Specialist

PURPOSE SUMMARY:
The Underwriting Specialist role is to assess the risk associated with extending customer credit and financing.

PRINCIPAL ACCOUNTABILITIES:
The Underwriting Specialist will assess this risk by manually underwriting dealer proposals in
accordance with the company credit/underwriting policy rules and in accordance with service level adherence targets. The Underwriter is responsible for ensuring that the quality of their underwriting decisions is in accordance with company tolerances and credit policy rule sets.

As part of the manual underwriting process, the Underwriter will undertake the appropriate analysis of retail customer’s financial statements in order to assist in reaching timely and accurate conclusions on the Referral (e.g., “Accept” or “Decline” decision) This information, coupled
with an analysis of the customer’s repayment capacity, will enable the Underwriter to reach
the appropriate lending decision.

The Underwriting Specialist will utilise the Genus system to achieve acceptance decision targets. Using a proactive approach to work management and service level adherence, the Underwriter also uses the Genus system to help self-manage their work queues. This will ensure that work queues are reviewed and actioned in accordance with agreed proposal status review targets.

KNOWLEDGE, EXPERIENCE, QUALIFICATIONS:
• 3 years’ experience in an underwriting or credit analyst position in financial services
• Experience in the automotive or consumer finance industry is advantageous.
• Practical experience with scorecard design and testing

  • Underwriting Manager

    3 months ago

    Buckinghamshire, United Kingdom Ultimate Banking Full time

    Underwriting Manager Milton Keynes Up to £55k Do you want to work for a vibrant company who have drive and ambition but put their employees at the heart of what they do? Our client is exactly that company. They believe in working hard to achieve their goals, but they want their staff to have fun and a work life balance. Our client is a BTL...

  • BTL Underwriter

    4 months ago

    Buckinghamshire, United Kingdom Ultimate Banking Full time

    Do you want to work for a vibrant company who have drive and ambition but put their employees at the heart of what they do? Our client is exactly that company. They believe in working hard to achieve their goals, but they want their staff to have fun and a work life balance. They are looking for underwriters to join a growing team of 7 so far. They need...

  • Underwriting Support Consultant

    3 months ago

    Buckinghamshire, United Kingdom Ultimate Banking Full time

    Role: Underwriting Support Consultant Location: Milton Keynes/Hybrid working Salary: £25,000 + benefits We are delighted to offer a unique and exciting opportunity to join a dynamic, innovative and fast-growing established fintech lender. If you are truly customer-focussed and want something different to the stuffy, corporate environment of...

  • Loan Underwriter

    2 days ago

    Milton Keynes, Buckinghamshire, United Kingdom Ultimate Banking Full time

    We are delighted to offer a unique and exciting opportunity to join a dynamic, innovative and fast-growing established fintech lender. If you are truly customer-focussed and want something different to the stuffy, corporate environment of the bigger corporates, then this role is an exciting opportunity for you. This role would suit someone who is looking...

  • Loan Underwriter

    2 days ago

    Milton Keynes, Buckinghamshire, United Kingdom Ultimate Banking Full time

    We are delighted to offer a unique and exciting opportunity to join a dynamic, innovative and fast-growing established fintech lender. If you are truly customer-focussed and want something different to the stuffy, corporate environment of the bigger corporates, then this role is an exciting opportunity for you. This role would suit someone who is looking...

  • Sales Administrator

    3 weeks ago

    Burnham, Buckinghamshire, United Kingdom CV-Library Full time

    Job Title:          Sales Administrator   PURPOSE SUMMARY: The Sales Administrator will work support the processing of new business through our Point-Of-Sale System. PRINCIPAL ACCOUNTABILITIES: Process finance proposals in our Point-Of-Sale online system; entering customer personal details and finance...

  • Head of Operations

    3 months ago

    Buckinghamshire, United Kingdom Ultimate Banking Full time

    Head of Operations Buckinghamshire (Nr Gerrards Cross) £competitive Are you an experienced leader within the mortgage & savings sector, seeking a role where you can have a real impact on the operations of a business? Our client is seeking a driven individual to lead their busy Operations team, being a key member of the Executive Committee and...

  • Loans Underwriter

    2 days ago

    Milton Keynes, Buckinghamshire, United Kingdom Ultimate Banking Full time

    We are delighted to offer a unique and exciting opportunity to join a dynamic, innovative and fast-growing established fintech lender. This role would suit someone who is looking to join an organisation that can allow them to develop their career professionally while helping customers obtain loans in a quick and efficient manner. They are setting up a new...

  • Loans Underwriter

    2 days ago

    Milton Keynes, Buckinghamshire, United Kingdom Ultimate Banking Full time

    We are delighted to offer a unique and exciting opportunity to join a dynamic, innovative and fast-growing established fintech lender. This role would suit someone who is looking to join an organisation that can allow them to develop their career professionally while helping customers obtain loans in a quick and efficient manner. They are setting up a new...