Mortgage Finance Professional
3 weeks ago
Company Overview:
At April Mortgages, our mission is to provide peace of mind throughout the home ownership journey. We believe mortgages should be simple, so we design modern products that are long-term focused.
About the Role:
This underwriting position will report directly to the Head of Credit and play a vital role in supporting April's growth, ensuring regulatory compliance and customer satisfaction. The fast-paced environment offers a real opportunity to make an impact and contribute to shaping an early-stage start-up.
Key Responsibilities:
- Assess and approve applications and documentation.
- Making lending recommendations in line with April's Credit Policy.
- Developing and maintaining relationships with intermediaries for long-term customer satisfaction and loyalty.
- Being conversant in April's product offering to ensure accurate information is conveyed.
- Assisting in system enhancements.
Requirements:
- 5+ years' experience in manual underwriting.
- Strong understanding of FCA regulation, specifically Responsible Lending, Consumer Duty, and GDPR.
- Good interpersonal skills and a proactive problem-solving approach.
- Ability to effectively communicate technical information and articulate value propositions.
What We Offer:
- A competitive salary depending on experience (£40,000 - £60,000 per annum).
- 28 days annual holiday (inclusive of bank holidays).
- Private Medical Insurance with Vitality.
- Annual learning and development budget.
- Monthly socials.
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