Senior Credit Expert

1 week ago


Edinburgh, Edinburgh, United Kingdom LendingCrowd Full time

About LendingCrowd:

LendingCrowd is a leading fintech business shaping the way SMEs borrow money. By combining technology innovation, financial expertise, and solid backing, we've driven over £300m in lending to small businesses across the UK since our inception.

We're perfectly positioned to become the trusted choice for SME financing, with an embedded culture of 'doing the right thing' at our core. We actively encourage the generation and development of ideas from all team members to grow the business.

Job Summary:

We are seeking an experienced Senior Credit Expert to join our Lending Operations Team. As a key member of the team, you will play a vital role in assisting with the end-to-end processing of credit decisions, from conducting initial checks on borrower applications through to preparing loan and security documentation.

You will also direct and manage your own small team of Credit Analysts and deputise for the Lending Operations Team Leader. Key responsibilities include accurately reporting on findings following investigations of credit applications, monitoring and filing internal and external paperwork, and contributing to process improvements that balance risk with customer service.

Key Responsibilities:

  • Assist with the end-to-end processing of credit decisions
  • Direct and manage a small team of Credit Analysts
  • Deputise for the Lending Operations Team Leader
  • Accurately report on findings following investigations of credit applications
  • Monitor and file internal and external paperwork
  • Contribute to process improvements that balance risk with customer service

Requirements:

To be successful in this role, you will need:

  • Excellent line management or coaching experience
  • Experience of working within a regulated financial services environment
  • Ability to conduct and complete Anti Money Laundering and Know Your Customer checks on borrowers
  • Strong analytical and problem-solving skills

What We Offer:

As a Senior Credit Expert at LendingCrowd, you can expect:

  • A competitive salary of £60,000 - £80,000 per annum, depending on experience
  • A comprehensive benefits package including company pension, enhanced maternity leave, life insurance, private medical insurance, referral programme, sick pay, and work-from-home options
  • The opportunity to work with a leading fintech business and contribute to its growth and success
  • A dynamic and supportive team environment

Location:

This role is based in Edinburgh, City of Edinburgh, and requires relocation before starting work.



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