Risk Modelling Manager

2 days ago


Bristol, Bristol, United Kingdom Lloyds Banking Group Full time

About the Role

Sitting within our Risk function, Decision Science is a centre of excellence for analytics, modelling, and customer insights. As a Credit Risk Modelling Manager, you'll be part of a specialist modelling team focused on building and delivering industry leading Capital, Impairment, and pricing models within the Commercial book of the Group.

We work with data that underpins vital business decisions, and together we make it possible to add customer value, control risk, and help to build a safe, strong bank for our customers.

Key Responsibilities

  • Take ownership for delivery of modelling and analytic projects, ensuring these are completed in line with business requirements.
  • Lead the design of modelling solutions (calibrations, analytics & development) to high technical standards and following internal policies and external regulation.
  • Provide technical leadership, mentoring and management to less experienced team members.
  • Be hands-on with data, developing and validating models and running impact assessments to understand customer behaviour and credit performance and to tell a story to the business in order to influence decision making.
  • Due to the nature of our work, which spans capital, pricing & IFRS9 models you will build close relationships with many other Risk teams, Impairment Finance and our business colleagues too
  • Participate actively in the Decision Science management team, supporting senior managers in delivering of wider team initiatives and proactively contributing to development of positive team culture.

About Us

Like the modern Britain we serve, we're evolving. Investing billions in our people, data and tech to transform the way we meet the ever-changing needs of our 26 million customers. We're growing with purpose. Join us on our journey and you will too...

What You'll Need

  • You'll have had experience in either capital/CRDIV modelling, pricing or impairment modelling, or a similar role
  • To succeed in this role you will need to have strong knowledge of SAS
  • You'll have a track record of end to end project management
  • You'll have an understanding of the current regulatory capital environment
  • Experience with stakeholder management, especially as it relates to driving change in an organisation
  • Strong communication skills, both in writing and informally are a must
  • Strong analytical skills are also required

About Working for Us

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.

We want our people to feel that they belong and can be their best, regardless of background, identity or culture.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.

And it's why we especially welcome applications from under-represented groups.

We're disability confident. So if you'd like reasonable adjustments to be made to our recruitment processes, just let us know.

We also offer a wide-ranging benefits package, which includes:

  • A generous pension contribution of up to 15%
  • An annual bonus award, subject to Group performance
  • Share schemes including free shares
  • Benefits you can adapt to your lifestyle, such as discounted shopping
  • 30 days' holiday, with bank holidays on top
  • A range of wellbeing initiatives and generous parental leave policies


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