Data Driven Credit Strategy Expert

2 days ago


Manchester, United Kingdom Kensington Mortgages Full time

We are seeking a highly skilled Data Driven Credit Strategy Expert to join our team at Kensington Mortgages.

Salary: £65,000 - £85,000 per annum

Job Description:

Kensington Mortgages is a leading provider of residential mortgage products. We are committed to providing excellent customer service and delivering high-quality products that meet the needs of our customers.

About the Role:

The successful candidate will be responsible for developing and implementing credit strategy across our mortgage portfolio. This will involve working closely with our Portfolio Management team to analyze data and identify trends that inform our lending decisions.

Main Responsibilities:

  • Develop and maintain models to assess credit risk and affordability
  • Analyze data to identify areas of improvement in our credit strategy
  • Work with stakeholders to implement changes to our credit policy and procedures
  • Provide training and support to our Underwriting team on credit risk assessment and management
  • Perform thematic reviews and audits to ensure compliance with regulatory requirements

Requirements:

To be successful in this role, you will need:

  • A minimum of 5 years' experience in an analytical role, preferably in a financial services industry
  • Advanced Excel skills, including data analysis and reporting
  • Experience with Python and SQL programming languages
  • Excellent communication and presentation skills

Benefits:

We offer a competitive salary, excellent benefits package, and opportunities for career development. Our benefits include:

  • Generous pension scheme
  • Annual leave entitlement
  • Flexible working hours
  • Training and development opportunities

Why Choose Us:

Kensington Mortgages is a dynamic and innovative company that values diversity and inclusion. We are committed to creating a work environment that supports the well-being and success of our employees. If you are looking for a challenging and rewarding career opportunity, we encourage you to apply.



  • Greater Manchester, United Kingdom Portfolio Credit Control Full time

    Job DescriptionPortfolio Credit Control is seeking a skilled Credit Control Specialist to join their team. As a key member of the finance department, you will be responsible for managing the credit control process, ensuring timely payments from clients, and maintaining accurate records.Key Responsibilities:Monitor and enforce credit policies to ensure best...


  • Greater Manchester, United Kingdom Portfolio Credit Control Full time

    Job Title: Senior Credit ControllerAbout the Company: Portfolio Credit Control is a reputable professional services business that offers exciting career opportunities for finance professionals.Job Description:Manage the credit and collections processes to ensure timely payments from lease hold tenants.Credit Policy Adherence: Monitor and enforce existing...

  • Senior Java Developer

    4 weeks ago


    Manchester, United Kingdom Cox Automotive Full time

    Job Title: Senior Java Developer - Data-Driven ExpertAbout the Role:We are seeking a highly skilled Senior Java Developer to join our team at Cox Automotive. As a Senior Java Developer, you will be responsible for designing and developing software solutions that drive business growth and improve customer experiences.Key Responsibilities:* Develop and...


  • Manchester, United Kingdom L'Oréal Full time

    Key Responsibilities:Proactively monitor outstanding invoices and chase overdue paymentsResolve queries and identify credit risksManage communication with internal and external stakeholders regarding credit limits, payment disagreements, and account performanceConduct data analysis to identify trends and potential issues, creating reports for senior...


  • Manchester, United Kingdom 83zero Limited Full time

    Data and AI Strategy Lead required to drive business innovation and growth.As a key member of our team at 83zero Limited, you will be working closely with our clients to develop and implement cutting-edge data and AI solutions.Key responsibilities include:Developing and maintaining high-quality data and AI architecturesCollaborating with cross-functional...


  • Manchester, United Kingdom Agility Resoucing Full time

    Agility Resourcing is hiring a Data Analyst to join their marketing team in Manchester. The successful candidate will work closely with the sales team to identify opportunities for growth and improvement.About the TeamThe marketing team at Agility Resourcing is responsible for developing and executing marketing strategies to drive business growth. The ideal...


  • Manchester, United Kingdom LeadSense Full time

    We're seeking a talented Data-Driven Performance Analyst to drive data-driven decision-making and optimise our marketing strategies.Key Responsibilities:Analyse client feedback to identify patterns and trends in lead quality.Use advanced techniques to uncover actionable insights and inform data-driven decisions.Prepare reports and presentations to...


  • Manchester, United Kingdom DWP Digital Full time £55,557 - £70,000

    Transformative Data Solutions SpecialistAbout UsDWP Digital is a leading digital transformation agency, driving innovation and excellence in the public sector. Our mission is to deliver cutting-edge digital solutions that improve the lives of millions of people.Salary and BenefitsWe offer a highly competitive salary ranging from £55,557 to £70,000 per...


  • Manchester, United Kingdom Salt Full time

    Salt, a leading player in digital solutions, is seeking a seasoned Digital Analytics Expert to drive user experience enhancements across its digital ecosystem. This pivotal role involves delivering actionable insights to boost conversion rates and optimise media spend efficiency.Key responsibilities include:Conducting in-depth user behaviour analysis across...


  • Manchester, United Kingdom THG Full time

    About THGWe're a fast-paced, global technology group that specialises in taking brands direct to consumers. Our comprehensive approach ensures we can fully realise our vision and maintain our leadership in a rapidly evolving global industry.Early CareersOur Early Careers team will be on hand to support you every step of the way, creating exciting learning...


  • Manchester, United Kingdom Leader Engineering Full time

    About Leader EngineeringWe're transforming the energy recruitment landscape with an ambitious, data-driven strategy for the next five years. We're shifting our focus to renewable energy and aiming to make a real impact in the industry.Your ProfileYou're a talented professional seeking a career in recruitment that combines data analysis with people skills. As...


  • Manchester, United Kingdom cv-library.co - Jobboard Full time

    Cosmetics Industry Insights LeaderWe are seeking a highly skilled Data-Driven Insights Leader to join our team at cv-library.co - Jobboard. As a key member of our cosmetics industry team, you will be responsible for leading the analysis of market trends, customer behaviour, and business performance.Develop and implement data-driven strategies to inform...


  • Manchester, United Kingdom boohoo group Full time

    In a rapidly evolving e-commerce landscape, Boohoo Group is seeking a seasoned Credit Risk Analyst to drive strategic decision-making and propel business growth. As a key member of our innovative team, you will leverage your analytical prowess to develop and maintain Management Information, identifying emerging trends and revealing areas for improvement.Key...


  • Greater Manchester, United Kingdom Salt Search Full time

    At Salt Search, we are seeking a skilled Data Scientist to join our team and drive the strategic direction of our data-driven initiatives.About the RoleWe are looking for a talented professional who can leverage data science to enhance decision-making and operational efficiency. The role focuses on applying machine learning, statistical analysis, and data...


  • Manchester, United Kingdom Virgin Media Full time

    We are seeking a Senior Credit Risk Insight Analyst to join our team. As a key member of the Credit Risk department, you will be responsible for providing critical insights into our credit risk management strategies.This role requires strong analytical and problem-solving skills, with the ability to translate complex data into actionable recommendations. You...


  • Manchester, United Kingdom Markerstudy Group Full time

    About the RoleWe are looking for a Data-Driven Pricing Analyst to join our quickly growing and developing pricing department at Markerstudy Group. As a leading provider of private insurance in the UK, we are committed to staying at the forefront of innovative pricing techniques and technologies. Our award-winning insurer-hosted rating platform provides a...


  • Manchester, United Kingdom Oscar Full time £65,000

    Role Overview Oscar Digital is partnering with a well-established FinTech company to find a data-driven CRM expert to lead email campaigns for new and existing customers, focusing on upselling, cross-selling, and increasing brand visibility.Key ResponsibilitiesDevelop audience-focused marketing and communications plans and lead their execution.A/B test email...


  • Manchester, United Kingdom Arcadia Search Ltd® Full time

    At Arcadia Search Ltd®, we are on the lookout for an exceptional Data Scientist to spearhead our efforts in digital reputation management. This is an exciting opportunity for individuals who are passionate about leveraging advanced data science practices to transform business outcomes.In this role, you will work closely with our clients to develop and...


  • Manchester, United Kingdom CV-Library Full time

    Job Title: Data-Driven Insights ManagerWe are seeking a highly skilled Data-Driven Insights Manager to join our team at CV-Library. As a key member of our organization, you will be responsible for leading the analysis of market trends, customer behavior, and business performance. Your expertise in data-driven insights will inform strategic decisions across...

  • AAT Accountant

    3 weeks ago


    Greater Manchester, United Kingdom Portfolio Credit Control Full time

    Credit Control Manager / Sales LedgerWe are seeking an experienced Credit Control Manager to oversee the credit control function and sales ledger for our client. The successful candidate will have a proven track record in credit control management and experience in managing a small team.Key Responsibilities:Manage the downloading and actioning of the weekly...