Chief Credit Risk Officer

3 weeks ago


London, Greater London, United Kingdom Moniepoint Group Full time
Job Title

We are seeking a highly skilled Chief Credit Risk Officer to join our team at Moniepoint Group.

About the Role

The Chief Credit Risk Officer will be responsible for ensuring the implementation of top-tier credit underwriting policies aimed at minimizing credit risk and non-performing loans.

Candidates must demonstrate expertise in credit underwriting processes, possessing a profound understanding of their underlying principles and objectives.

Our approach prioritizes improvement based on merit rather than conformity to conventional practices. It is essential for candidates to possess a thorough comprehension of credit assessment, supported by factual evidence and data-driven insights.

Fostering a collaborative relationship with credit business leaders is crucial. Rather than adopting an adversarial stance, the Chief Credit Risk Officer should strive for a supportive partnership to facilitate the growth of a robust and high-performing loan portfolio, while maintaining operational speed and agility.

Responsibilities
  • Innovate and optimize the underwriting process, leveraging creativity and critical thinking to drive improvements.
  • Foster a culture of continuous improvement, constantly seeking opportunities to enhance efficiency and effectiveness.
  • Analyze existing credit data to extract insights and inform strategic decision-making.
  • Stay abreast of industry trends and regulatory developments, ensuring compliance with relevant standards and regulations.
  • Develop and maintain risk management frameworks to mitigate potential credit risks and enhance overall risk management practices.
  • Provide leadership and guidance to the credit risk management team, fostering professional development and excellence in performance.
  • Perform all other credit risk related functions as may be assigned by a supervisor.
Requirements
  • A minimum of a B.Sc/H.ND in any business-related discipline.
  • A minimum of 5 years experience in lending in a credit risk related role.
  • Demonstrable knowledge of credit risk analysis and credit monitoring.
  • A good knowledge of financial analysis is an added advantage.
Salary and Benefits

Moniepoint Group offers a competitive salary of ₦35,000,000 - ₦50,000,000 per annum, depending on experience and qualifications.

A generous benefits package includes comprehensive health insurance, pension plan, and annual leave allowance.

Ongoing training and professional development opportunities are also available.



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