Credit Risk Expert

5 days ago


London, Greater London, United Kingdom MERJE Ltd Full time

Company Overview

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MERJE Ltd is a reputable consulting firm that specialises in providing expert advice to clients across various industries. As a Credit Risk Strategy Specialist, you will be an integral part of our team, assisting in the analysis and development of credit risk acquisition strategies.

Job Summary

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We are seeking a highly skilled Credit Risk Strategy Specialist to join our team in London. The successful candidate will have a minimum of 2 years' experience in credit card strategies or highly analytical roles within the UK financial service industry.

Key Responsibilities

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  • Developing credit risk underwriting strategies that align with company objectives and regulatory requirements.
  • Proactively monitoring and assessing credit quality, identifying key insights and opportunities for optimisation.
  • Ensuring all processes, incident management, and strategic implementations are carried out in a controlled manner and meet audit standards.
  • Developing charge-off curves to support budgets as well as performance and score-cut reviews.

Requirements

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  • A minimum of 2 years' experience in credit card strategies or highly analytical roles within the UK financial service industry.
  • Knowledge of unsecured lending, preferably from work experience.
  • Proficiency in SQL and/or Python.
  • A working knowledge of implementing and maintaining policies and controls.

What We Offer

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The successful candidate will receive a competitive salary of up to £80K, depending on experience. MERJE Ltd offers a dynamic and supportive work environment, with opportunities for career growth and professional development.



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