Credit Assessment Specialist

6 days ago


Slough, Slough, United Kingdom Hamlin Knight Full time
Credit Risk Assessment Professional

An exciting opportunity has arisen for a skilled credit risk assessment professional to join Hamlin Knight's dynamic team in Slough.

With hybrid working arrangements available, you will utilize your expertise in credit analysis and underwriting to contribute to business growth while upholding industry standards.

Main Responsibilities:

  • Conduct detailed manual underwriting of loan proposals, strictly adhering to credit policy rules and service level targets.
  • Effectively manage underwriting work queues according to agreed-upon status review targets.
  • Optimize work queue management to enhance productivity and meet performance objectives.
  • Respond promptly to dealer and Account Manager enquiry calls within average speed of answer targets.
  • Support inbound Payout and Activation enquiry calls as necessary.
  • Notify Team Leaders of potential issues related to proposal backlogs.
  • Inform Team Leaders of dealers or Account Managers unwilling to review proposal status via the Genus system.
  • Tune and test retail and commercial scorecards to ensure precision and effectiveness.
  • Sustain individual telephone statistic goals.

Essential Skills and Experience:

  • Desirable background in Underwriting or Credit Analysis.
  • Prior experience in the automotive or consumer finance industry is beneficial but not required.
  • Commutable distance from Slough, with hybrid working options available.

Benefits:

  • 25 days holiday, increasing with service tenure.
  • Pension scheme.
  • Healthcare benefits.
  • Car scheme.
  • Chance to join a company undergoing substantial growth and development.
  • Hybrid working arrangements.

Estimated Salary: 45,000 - 60,000 per annum, based on experience.



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