Debt Portfolio Optimization Specialist

1 day ago


London, Greater London, United Kingdom Fintellect Recruitment Full time
Job Description

We are seeking a highly experienced Debt Portfolio Optimization Specialist to join our dynamic team at Fintellect Recruitment. This is an exciting opportunity for a strategic thinker with a passion for driving results and optimising processes in the consumer finance industry.

The ideal candidate will have a strong understanding of debt sale processes, portfolio management, and risk analysis. They will be responsible for designing, executing, and optimising the strategy for the sale of delinquent consumer credit card debt, working closely with internal stakeholders, external debt buyers, and third-party collection agencies to maximise the recovery of outstanding debt while ensuring compliance with relevant regulations and internal policies.

This role offers significant opportunity for career growth and the chance to have a direct impact on the company's profitability and operational efficiency. The successful candidate will be rewarded with a competitive salary of £80,000 - £110,000 per annum, depending on experience, plus a range of benefits including pension scheme, life assurance, and private medical insurance.

Key Responsibilities:

  • Debt Sale Strategy Development: Develop and implement strategies for the sale of delinquent credit card debt, optimising portfolio pricing, timing, and risk management.
  • Stakeholder Management: Build and maintain relationships with external debt buyers, collection agencies, and other third-party partners to ensure the efficient and profitable sale of debt.
  • Data Analysis & Reporting: Analyse portfolio performance, including collections rates, recovery metrics, and sale performance to drive data-backed decisions.


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