Senior Credit Risk Strategist
3 weeks ago
We are seeking a seasoned Credit Risk Manager to join our team at Net Recruit. This is an exciting opportunity for a professional with a strong background in credit risk management to take on a leadership role and drive business growth.
Responsibilities:- Delinquency Reduction: Develop and implement strategies to reduce delinquency ratios, aligning with company targets.
- Risk Assessment: Collaborate with stakeholders to refine portfolio risk assessments, underwriting processes, and scorecard validations.
- Monitoring Systems: Improve monitoring systems for credit risk KPIs, customer segmentation, and delinquency rates, with regular reporting.
- ECL Models: Develop ECL models for proper recalibration of EAD and LGD parameters based on write-off and delinquency data.
- Credit Risk Policies: Drive credit risk policies, risk appetite strategies, write-off policies, and delinquency process guidelines.
- Collection Strategies: Develop collection strategies to improve team performance.
- Experience: At least 5+ years' experience in credit risk management, preferably in a financial services or leasing company.
- Regulated Environment: Experience working in a regulated environment.
- Team Leadership: Experience recruiting and leading teams in a credit risk environment.
- ECL Model Management: Managing ECL models with credit data, underwriting criteria, and scorecard management.
- Analytical Skills: Strong analytical and problem-solving skills.
- Communication: Excellent communication skills.
The estimated salary for this position is £65,000 - £80,000 per annum, depending on experience. In addition to a competitive salary, we offer a range of benefits, including health insurance, pension scheme, and opportunities for professional development.
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Credit Risk Strategist
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