Financial Services Risk Assessor
2 weeks ago
PURPOSE SUMMARY:
The role of a Credit Decision Analyst is to assess the risk associated with extending customer credit and financing. This involves manually underwriting dealer proposals in accordance with the company's credit/underwriting policy rules and service level adherence targets.
The Credit Decision Analyst will be responsible for ensuring that the quality of their underwriting decisions is in accordance with company tolerances and credit policy rule sets. As part of the manual underwriting process, the analyst will undertake an analysis of retail customers' financial statements to assist in reaching timely and accurate conclusions on the Referral decision.
This information, coupled with an analysis of the customer's repayment capacity, will enable the analyst to reach the appropriate lending decision.
The successful candidate will utilise the Genus system to achieve acceptance decision targets. Using a proactive approach to work management and service level adherence, the analyst will also use the Genus system to help self-manage their work queues.
This will ensure that work queues are reviewed and actioned in accordance with agreed proposal status review targets.
Salary Range: £40,000 - £60,000 per annum
Requirements:
- 3 years' experience in an underwriting or credit analyst position in financial services
- Experience in the automotive or consumer finance industry is advantageous
- Practical experience with scorecard design and testing
Benefits:
We offer a competitive salary and benefits package, including a contributory pension scheme and 25 days annual leave.
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