Commercial Credit Risk Manager

3 weeks ago


London, Greater London, United Kingdom SilverRock Bank Full time

Job Summary

The Commercial Credit Risk Manager will play a pivotal role in the build-out of a commercially viable, risk-managed bank balance sheet at SilverRock Bank. This key position will be central to credit strategy development, focusing on asset value, risk-based pricing, and credit risk management.

The ideal candidate will possess commercial credit risk and/or financial analytical experience, coupled with excellent communication skills and the ability to thrive in a dynamic environment.

Key Responsibilities

  1. Conduct client commercial feasibility analysis of potential portfolio acquisitions and forward flow contracts, including asset creditworthiness and unit economic analysis.
  2. Support the monitoring of individual assets and portfolios on-boarding against Key Risk Indicators (KRIs) such as credit score, affordability, and debt-to-income ratios.
  3. Support ongoing credit risk monitoring through the review of related Management Information, credit dashboards, watch lists, and metrics.
  4. Provide commercial and credit insights based on internal and external data at a lender, asset class, and portfolio level.
  5. Support credit risk stress testing as part of SilverRock Bank's planning processes.


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