Mortgage Loan Specialist

3 days ago


Southampton, Southampton, United Kingdom Bighornlaw Full time
Job Overview
Mortgage lenders seek an experienced professional to process residential mortgage loans. Key responsibilities include obtaining property documentation, adhering to lending guidelines, and communicating with stakeholders. The ideal candidate will have excellent analytical skills, strong attention to detail, and the ability to work effectively in a team environment.

Salary and Benefits
The salary for this role is estimated to be $48,000 - $53,000 per year, depending on experience. We offer a comprehensive benefits package, including health insurance, retirement planning, and opportunities for career growth.

Job Responsibilities
This position involves processing residential mortgage loans from application to closing. Responsibilities include:
  • Obtaining property documentation, such as appraisals and title searches
  • Preparing loan files in accordance with lending guidelines
  • Liaising with borrowers, real estate agents, and underwriters to facilitate loan approval
  • Evaluating creditworthiness and completing loan applications
  • Assisting borrowers in selecting the best mortgage product based on their needs

Requirements
To be successful in this role, you will need:
  • A minimum of one year of experience in loan processing
  • A high school diploma or equivalent, with a degree in accounting, finance, or business preferred
  • Excellent written and verbal communication skills
  • Knowledge of mortgage lending products, including FHA, FHLB, FNMA, and VA loans
  • Strong analytical and time management skills, with a focus on attention to detail


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