Medical Underwriter

As a Medical Underwriter at The Emerald Group Ltd, Search and Selection, you will play a critical role in assessing risk factors to determine whether to accept or decline risks, aligning with the company's risk appetite and business objectives. This involves reviewing medical and financial data to ensure accurate underwriting practices.

This position requires strong analytical and problem-solving skills, with the ability to work independently and collaboratively across various teams. You will be responsible for delivering high-quality work, adhering to underwriting guidelines, policies, and deadlines, while maintaining cost-effectiveness.

Key Responsibilities:

• Deliver High-Quality Work: Produce underwriting decisions that meet company standards, while maintaining cost-effectiveness and adhering to established practices.
• Build Subject Matter Expertise: Develop expertise in assigned areas of underwriting, taking ownership of tasks and proactively finding solutions to problems.
• Problem Solving: Tackle routine or standard issues using established procedures or guidelines, with more complex tasks assigned under supervision.
• Stakeholder Engagement: Provide information and advice on specific tasks, clearly communicating ideas and opinions both in writing and verbally.
• Skills Development and Knowledge Transfer: Work independently within specific areas of underwriting, keeping up with industry changes, and applying this knowledge as needed.
• Work Within Financial Authority Limits: Operate within assigned financial authority levels and stay informed about relevant products.

Required Skills and Experience:

• Experienced underwriter with strong knowledge of medical and financial aspects related to life cover, serious illness, and income protection products.
• Familiarity with reinsurance and regulatory requirements in the industry.