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Senior Credit Risk Analyst
2 months ago
This role is a core part of our risk division, provisioning and forecasting team. As a Senior Credit Risk Analyst, you will be responsible for the maintenance and execution of the full suite of credit impairment models as well as DoD engines.
You will be a key player in determining the credit loss budgets for the business. Your expertise will be crucial in facilitating the change process and executing the implementation of new models.
Key Responsibilities:
- Collaborate with various risk sectors, including forecasting, portfolio management, and collections.
- Develop and present materials, delivering results to governance forums and committees.
- Engage regularly with external auditors to ensure the smooth completion of half-year and year-end audits.
- Assist in internal audit activities and address internal validation points for closure.
- Play a proactive role in reviewing and challenging the next generation credit risk provisioning models.
- Maintain up-to-date process documentation reflecting any model changes.
- Contribute to the development of Management Information (MI) Analytics dashboards.
Requirements:
- Experience with building and running models in SAS or a similar software.
- Strong understanding of risk management regulations and guidelines.
- Advanced Excel skills are essential.
- Excellent written and verbal communication skills.
- Strong numerical degree from a Russel Group University
What We Offer:
- Up to £52,000 salary.
- Generous pension contributions of up to 12.5% from the employer.
- 27 days holiday + bank holidays.
- Share plans.
- Hybrid working.
- Other additional benefits.