UK Financial Adviser Expert
2 days ago
Estimated Salary: £50,000 - £65,000 per annum
Job DescriptionWe are seeking a skilled UK Financial Adviser Expert to join our team. As a key member of our financial advisory services, you will be responsible for providing expert advice on UK-specific financial products, pensions, and tax-efficient savings options.
You will engage with clients to understand their financial objectives, risk tolerance, and investment preferences, conducting thorough interviews to assess their current financial status, including income, assets, expenses, debts, and existing investments.
Your expertise in UK financial regulations, tax laws, and investment options will be essential in developing tailored financial plans that meet clients' short-term and long-term goals.
Responsibilities- Client Consultation: Engage with clients to understand their financial objectives, risk tolerance, and investment preferences. Conduct thorough interviews to assess their current financial status, including income, assets, expenses, debts, and existing investments.
- Financial Planning: Leverage your expertise in UK financial regulations, tax laws, and investment options to create personalized financial plans for clients. Consider factors such as retirement planning, wealth management, inheritance tax planning, and protection strategies.
- Investment Advice: Research, evaluate, and suggest suitable investment options based on clients' objectives and risk profiles, considering UK-specific vehicles like ISAs and SIPPs.
- Retirement Planning: Guide clients on UK-specific retirement savings options, including workplace pensions, personal pensions, and state pensions. Assist clients in understanding the effects of pension contributions and tax relief, and advise on maximizing retirement savings.
- Compliance and Regulation: Ensure adherence to all relevant UK financial regulations and laws, including those by the Financial Conduct Authority (FCA) and other bodies.
- Relevant professional qualifications such as the Level 4 Diploma in Financial Planning (DipPFS) or equivalent.
- Proven experience working as a Financial Adviser in the UK market, with a solid understanding of UK financial regulations and tax laws.
- Strong knowledge of UK-specific investment products, pensions, and tax-efficient savings options.
- Analytical mindset and attention to detail when conducting financial analysis and creating financial plans.
- Ability to work independently, managing client relationships and delivering high-quality financial advice.
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