Credit Risk Analyst
1 month ago
At OVO Group, we're looking for a skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you'll play a crucial role in managing key debt prevention strategies, processes, analytics, and MI that underpin our Collections operation.
You'll work collaboratively with team members across customer balances and the wider business to provide data and insight that supports decision making in our credit risk and collections landscapes.
Key Responsibilities:
- Provide insight and recommendations to drive the department strategy to optimise revenue performance.
- Assess trends and performance against targets and key performance indicators.
- Develop and implement user-friendly reports that support performance analysis and decision making.
- Commercial modelling, creating cost/benefit analysis of proposed actions and outcomes.
- Reduce manual effort through automation.
- Work with third-parties to improve decision strategies, tracing solutions, and customer risk profiling.
- Build data pipelines for data integration.
Requirements:
- Excellent SQL skills, with familiarity with Big Query as an analytics platform desirable.
- Proven experience in a similar data or analytical role.
- Curious with strong problem-solving skills.
- Ability to build and present meaningful data visualisations in Excel/Sheets and ideally a dashboarding platform such as Tableau.
- Experience in cloud data services such as Google Cloud Platform.
- Statistical knowledge including sampling, significance, hypothesis testing, and basic probability theory.
- Highly numerate and analytical, able to delve into detail but understand the strategic view.
- Ability to document and version control work so others can pick it up and build on it.
- Proven track record of engaging productively with internal and external collaborators.
- Experience of working in a fast-paced environment where prioritisation is required.
- Excellent presentation and communication skills, able to articulate results clearly and concisely to senior team members.
- Confidence in programming for analytics such as in Python or R.
- Understanding of basic programming principles such as names, types, lists, arrays, control flow, exceptions.
What We Offer:
- Competitive salary between £38,000 and £50,000, depending on specific skills and experience.
- On-target bonus of 15%.
- Green benefits and progressive policies to help you feel like you belong at OVO.
- Flex pay, allowing you to take it as cash, add to your pension, or choose to spend it on a huge range of flex benefits.
- 34 days of holiday, including bank holidays.
- Health benefits, including healthcare cash plan or private medical insurance, depending on career level.
- Wellbeing benefits, including gym membership, gadget, travel, and cyber insurance.
- Lifestyle benefits, including extra holiday buying, discount dining, culture cards, tech loans, and supporting your favourite charities with give-as-you-earn donations.
- Home benefits, including up to £300 off any OVO Energy plan, personal carbon offsetting, and great discounts on smart thermostats and EV chargers.
- Commute benefits, including ultra-low emission car leasing, cycle to work scheme, and public transport season ticket loans.
About OVO Group:
OVO Group is a leading energy and services company that's passionate about making energy better for everyone. We're committed to delivering exceptional customer experiences, driving innovation, and making a positive impact on the environment.
How to Apply:
If you're a motivated and talented individual who's passionate about credit risk and collections, we'd love to hear from you. Please submit your application, including your CV and a cover letter, to [insert contact information].
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