Credit Risk Specialist

3 days ago


StratforduponAvon, Warwickshire, United Kingdom Wex Europe Services Full time
Role Overview

We are seeking a skilled Credit Analyst to join our Credit team at Wex Europe Services. As a key member of our team, you will be responsible for assessing and measuring the risk of extending credit to applicants, as well as evaluating the financial position and credit worthiness of all applications.

Key Responsibilities
  • Assess and measure the risk of extending credit to all applicants
  • Evaluate the financial position and credit worthiness of all applications
  • Interpret and translate financial statements, including balance sheets, P&L statements, and management accounts
  • Strive to accept all business while minimizing risk through reduced terms, securities, and fraud screening
  • Proactively monitor control reports and work with multiple European portfolios
  • Assess, manage, and report exposure position to determine the level of risk
  • Overtrade management to minimize exposure changes
  • Assess customer accounts using information gathered and make informed decisions within credit parameters
  • Maximize volume opportunity and growth in line with business goals
  • Build and maintain strong relationships with credit teams, sales teams, and customer service advisors
Requirements
  • Proven analytical skills with the ability to assess financial information
  • Previous experience in credit underwriting or a similar role
  • Experience of dealing with main credit reference agencies
  • Strong administrative skills, including data capture and recording
  • Advanced Excel skills
  • Knowledge of underwriting in European countries
  • Underwriting experience in a B2B environment
  • Exposure to or previous experience of the fuel card market would be beneficial
What We Offer
  • Highly competitive salary between £22,000 and £27,500 (dependent on experience)
  • Annual company bonus
  • 37.5 hour week, Monday to Friday, with no evenings or weekends
  • Hybrid working from our Manchester City Centre office (1-2 days per week)
  • 12 months fixed term contract
  • Industry leading pension
  • 25 days holidays plus bank holidays, with the opportunity to purchase additional holidays
  • Life assurance
  • Income protection
  • Discount and perks platform
  • Employee wellbeing


  • Stratford-upon-Avon, Warwickshire, United Kingdom Wex Europe Services Full time

    Job Title: Credit AnalystWe are seeking a skilled Credit Analyst to join our team at Wex Europe Services. As a Credit Analyst, you will play a crucial role in assessing and managing credit risk across our European portfolios.Key Responsibilities:Assess and evaluate the financial position and credit worthiness of all applicationsInterpret and translate...


  • Stratford-upon-Avon, Warwickshire, United Kingdom Wex Europe Services Full time

    Job Title: Credit AnalystWe are seeking a skilled Credit Analyst to join our team at Wex Europe Services. As a Credit Analyst, you will play a crucial role in assessing and managing credit risk across our European portfolios.Key Responsibilities:Assess and evaluate the financial position and credit worthiness of all applicationsInterpret and translate...

  • Credit Risk Specialist

    16 hours ago


    Stratford-upon-Avon, Warwickshire, United Kingdom Wex Europe Services Full time

    Job Title: Credit AnalystWe are seeking a skilled Credit Analyst to join our team at Wex Europe Services. As a Credit Analyst, you will play a crucial role in assessing and managing credit risk across our European portfolios.Key Responsibilities:Assess and evaluate the financial position and credit worthiness of all applicationsInterpret and translate...


  • Stratford-upon-Avon, Warwickshire, United Kingdom Wex Europe Services Full time

    Job Title: Credit AnalystWe are seeking a skilled Credit Analyst to join our team at Wex Europe Services. As a Credit Analyst, you will play a crucial role in assessing and managing credit risk across our European portfolios.Key Responsibilities:Assess and evaluate the financial position and credit worthiness of all applicationsInterpret and translate...


  • Stratford-upon-Avon, Warwickshire, United Kingdom THC Recruitment Full time

    Job SummaryTHC Recruitment is seeking an experienced Senior Underwriter to join our team. As a Senior Underwriter, you will be responsible for assessing consumer credit applications from customers, making informed decisions whether to lend, and ensuring that these decisions are in line with the company's lending policies.Key ResponsibilitiesAssessing Credit...


  • Stratford-upon-Avon, Warwickshire, United Kingdom Robert Walters Full time

    Job Title: Credit Control SpecialistRobert Walters is seeking a skilled Credit Control Specialist to join their finance team. As a key member of the team, you will be responsible for managing the credit control process, ensuring timely debt recovery, and maintaining strong relationships with clients.Key Responsibilities:Manage the credit control process to...


  • Stratford-upon-Avon, Warwickshire, United Kingdom Robert Walters Full time

    Job Title: Credit Control SpecialistRobert Walters is seeking a skilled Credit Control Specialist to join their finance team. As a key member of the team, you will be responsible for managing the credit control process, ensuring timely debt recovery, and maintaining strong relationships with clients.Key Responsibilities:Manage the credit control process to...


  • Stratford-upon-Avon, Warwickshire, United Kingdom THC Recruitment Full time

    About the RoleWe are seeking a highly skilled and experienced Head of Credit Risk Management to join our team at THC Recruitment. As a key member of our organization, you will play a pivotal role in shaping our risk management strategy and ensuring the responsible underwriting of loans.Key ResponsibilitiesRisk Strategy and GovernanceDevelop and implement a...


  • Stratford-upon-Avon, Warwickshire, United Kingdom THC Recruitment Full time

    About the RoleWe are seeking a highly skilled and experienced Head of Credit Risk Management to join our team at THC Recruitment. As a key member of our organization, you will play a pivotal role in shaping our risk management strategy and ensuring the responsible underwriting of loans.Key ResponsibilitiesRisk Strategy and GovernanceDevelop and implement a...


  • Stratford-upon-Avon, Warwickshire, United Kingdom People Solutions Group Limited Full time

    Role Overview We are seeking a highly skilled Credit Risk Team Leader to join our Finance Team at People Solutions Group Limited in Manchester. As a Credit Risk Team Leader, you will be responsible for monitoring and maintaining customer credit accounts within agreed limits, working with our credit insurance provider to review credit worthiness of new and...


  • Stratford-upon-Avon, Warwickshire, United Kingdom People Solutions Group Limited Full time

    Role Overview We are seeking a highly skilled Credit Risk Team Leader to join our Finance Team at People Solutions Group Limited in Manchester. As a Credit Risk Team Leader, you will be responsible for monitoring and maintaining customer credit accounts within agreed limits, working with our credit insurance provider to review credit worthiness of new and...


  • Stratford-upon-Avon, Warwickshire, United Kingdom People Solutions Group Limited Full time

    Job Title: Credit Risk Team LeaderWe are seeking a highly skilled Credit Risk Team Leader to join our team at People Solutions Group Limited. As a key member of our Finance Team, you will be responsible for monitoring and maintaining customer credit accounts within agreed limits.Key Responsibilities:Monitor and maintain customer credit accounts within agreed...


  • Stratford-upon-Avon, Warwickshire, United Kingdom People Solutions Group Limited Full time

    Job Title: Credit Risk Team LeaderWe are seeking a highly skilled Credit Risk Team Leader to join our team at People Solutions Group Limited. As a key member of our Finance Team, you will be responsible for monitoring and maintaining customer credit accounts within agreed limits.Key Responsibilities:Monitor and maintain customer credit accounts within agreed...


  • Stratford-upon-Avon, Warwickshire, United Kingdom People Solutions Group Limited Full time

    Credit Risk Team LeaderWe are seeking a highly skilled Credit Risk Team Leader to join our team at People Solutions Group Limited. As a key member of our Finance Team, you will be responsible for monitoring and maintaining customer credit accounts within agreed limits.Key Responsibilities:Monitor and maintain customer credit accounts within agreed limitsWork...


  • Stratford-upon-Avon, Warwickshire, United Kingdom People Solutions Group Limited Full time

    Credit Risk Team LeaderWe are seeking a highly skilled Credit Risk Team Leader to join our team at People Solutions Group Limited. As a key member of our Finance Team, you will be responsible for monitoring and maintaining customer credit accounts within agreed limits.Key Responsibilities:Monitor and maintain customer credit accounts within agreed limitsWork...


  • Stratford-upon-Avon, Warwickshire, United Kingdom Hays Specialist Recruitment Limited Full time

    About the RoleYour new company, a leading manufacturing firm, is seeking a Sales Ledger/Credit Control Assistant to join their dynamic team due to exceptional growth seen over recent years.With a large client base across the UK, the company offers a great contemporary working environment and opportunities for advancement.Your New RoleReporting into the...


  • Stratford-upon-Avon, Warwickshire, United Kingdom Hays Specialist Recruitment Limited Full time

    About the RoleYour new company, a leading manufacturing firm, is seeking a Sales Ledger/Credit Control Assistant to join their dynamic team due to exceptional growth seen over recent years.With a large client base across the UK, the company offers a great contemporary working environment and opportunities for advancement.Your New RoleReporting into the...


  • Stratford-upon-Avon, Warwickshire, United Kingdom People Solutions Group Limited Full time

    Job Title: Credit Risk Team LeaderJob Summary:We are seeking a highly skilled Credit Risk Team Leader to join our team at People Solutions Group Limited. As a Credit Risk Team Leader, you will be responsible for monitoring and maintaining customer credit accounts within agreed limits, working with our credit insurance provider to review credit worthiness of...


  • Stratford-upon-Avon, Warwickshire, United Kingdom People Solutions Group Limited Full time

    Job Title: Credit Risk Team LeaderJob Summary:We are seeking a highly skilled Credit Risk Team Leader to join our team at People Solutions Group Limited. As a Credit Risk Team Leader, you will be responsible for monitoring and maintaining customer credit accounts within agreed limits, working with our credit insurance provider to review credit worthiness of...


  • Stratford-upon-Avon, Warwickshire, United Kingdom French Selection UK Full time

    Job Title: French Credit ControllerLocation: ManchesterJob Type: Full-timeSalary: Up to £33,000 per annumAbout the Role:We are seeking a highly skilled French Credit Controller to join our team in Manchester. As a key member of our finance department, you will be responsible for driving improvements in free cash flow and operational performance, with a...