Senior Commercial Lender

1 day ago


London, Greater London, United Kingdom Iwoca Full time

We're seeking an experienced Senior Commercial Lender to join our dynamic credit team. As a Business Credit Risk Analyst, you will be responsible for assessing credit applications, utilizing your knowledge of commercial lending and credit analysis to make informed decisions.

Iwoca offers flexible finance solutions to small businesses, providing them with the necessary funds to grow and thrive. Our mission is to empower entrepreneurs, making the economy stronger as a whole.

About us

Iwoca has established itself as a leading Fintech in Europe, offering fast, flexible finance to over 100,000 businesses. Our commitment to combining cutting-edge technology, data science, and exceptional customer service drives our mission to finance one million businesses.

Your Mission

  • To utilize your expertise in commercial loan underwriting, credit sanctioning, or credit analysis to assess credit applications.
  • Our credit decisioning process relies heavily on data analysis, so ideally, you'll have:
  • 4+ years of experience in commercial lending within the UK SME sector.
  • A solid understanding of business acumen and risk factors influencing creditworthiness.
  • The ability to interpret and analyze financial statements.
  • An analytical mindset with a practical approach to problem-solving.
  • Excellent communication skills, with direct interaction with customers and collaboration with the credit team.

Salary: £55,000 - £75,000 per annum (dependent on experience).

Benefits

  • Comprehensive medical insurance package.
  • Generous holiday allowance, including an extra day off for birthdays.
  • Access to mental health support services.
  • Equity stake in the company.
  • Pregnancy and parental leave policies.
  • Nursery tax benefit scheme.
  • Paid volunteer day.
  • Extra leave for personal development.
  • Sabbatical program.


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