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Personal Lines Pricing Expert
1 month ago
Direct Line Group is a customer-obsessed market powerhouse combining decades of industry experience with talented people in every field. Our insurance business is just the start. We have a hybrid model way of working that offers flexibility for everyone.
Job SummaryThe role of Personal Lines Pricing Expert involves developing brand & product specific underwriting strategies tailored to meet the needs of our customers. This includes identifying opportunities for sustainable growth and profitable expansion of footprint. The successful candidate will be responsible for complete financial assessment and impact assessment of any changes proposed, ensuring adherence with governance and controls including thorough documentation and management of underwriting criteria, underwriting rules and decisions made. Additionally, they will ensure all policies written within DLG's risk appetite.
This role requires a strong understanding of underwriting principles, risk assessment, and pricing strategies, specifically across Personal Lines (ideally Home Insurance). Experience of managing multiple products across different brands in a large organisation is essential. Understanding of Personal Lines distribution channels, including phone, digital and price comparison websites, is also required. The ideal candidate will be proficient in developing underwriting policies and procedures, ensuring compliance with regulatory regulations. Ability to assess and mitigate risks associated with underwriting decisions is crucial. Proven leadership and people management skills with the capacity to manage stakeholders effectively are necessary.