Director of Risk Oversight

14 hours ago


Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time
Company Background
Together Financial Services Limited is a specialist lender that provides innovative financial solutions to individuals and businesses. Our focus is on delivering exceptional customer experiences through our common-sense approach to lending. With a strong entrepreneurial spirit, we've been established since 1974 and have built a team of over 750 colleagues who share our passion for empowering our customers to achieve their property ambitions. Our commitment to excellence has earned us a reputation as a trusted and reliable partner in the industry.

We pride ourselves on offering a range of mortgage and secured loan products that cater to the needs of individuals and businesses who are often overlooked by mainstream lenders. At Together Financial Services Limited, we prioritize building long-term relationships with our customers and partners, founded on trust, respect, and open communication.

Job Summary
This role offers an exciting opportunity for a seasoned credit risk professional to join our team and help shape the future of our business. As Senior Credit Risk Manager, you will be responsible for overseeing credit risk management across all products. You will own and develop credit risk policies and related standards, ensuring appropriate governance of changes and evidence of key controls. Your expertise in scorecard modeling and automation will be crucial in supporting the Transformation programme across the group.

Responsibilities
- Oversee credit risk management across all products
- Own and develop credit risk policies and related standards
- Produce credit risk profiles for executive and board risk committees
- Use your knowledge of the industry and the macroeconomic environment to identify emerging credit risks for the business and develop forecasting models.

Requirements
- Strong understanding of risk management principles across the credit lifecycle, credit analysis, and policies
- Experience of implementing scoring and advanced data and analytical techniques throughout the customer journey
- Experience of managing and developing high performance teams
- Confidential and influential communicator to Board Level

What We Offer
We're committed to attracting and retaining top talent. We offer a competitive salary package, including benefits such as 26 days holiday, buy & sell holidays, discretionary annual bonus, matched pension contribution, life assurance, critical illness cover, health cash plan, private medical insurance, free access to company holiday homes, travel season ticket loans, ride to work scheme, free local gym access, and local bar / restaurant discounts.

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